Launch offer — 3 months free free, no card

Detached house in Rua de Nossa Senhora da Piedade, Centro Oeste da Cidade de Loulé, São Sebastião
Detached house in Rua de Nossa Senhora da Piedade, Centro Oeste da Cidade de Loulé, São Sebastião — image 2Detached house in Rua de Nossa Senhora da Piedade, Centro Oeste da Cidade de Loulé, São Sebastião — image 3Detached house in Rua de Nossa Senhora da Piedade, Centro Oeste da Cidade de Loulé, São Sebastião — image 4Detached house in Rua de Nossa Senhora da Piedade, Centro Oeste da Cidade de Loulé, São Sebastião — image 5
Grade Bvillamid-range

Detached house in Rua de Nossa Senhora da Piedade, Centro Oeste da Cidade de Loulé, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€800,000

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.8%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,416/yr
Average Daily Rate: €204
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has garden (+10%)
Payback Period: 73.5 years
5-yr Capital Value: €927,419
10-yr Capital Value: €1.1M
Brixfox Score: 55.1 / 100
Comparable Properties: 7
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€899,850

+12.5% over asking

Asking price€800,000
IMT — Property transfer tax (investment schedule)€48,000
IS — Stamp duty (0.8%)€6,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,000
Total acquisition costs€67,650
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€899,850

Gross yield (asking price)

4.3%

True gross yield (all-in)

3.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 214 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: A+
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

clean lineswood accentsintegrated landscaping

Score Breakdown

ROI
5.44
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.62
Payback Speed
0
STR Suitability
4

Description

Modern Luxury in this villa, in the heart of the city of Loulé, in the heart of the Algarve. The villa is developed on 3 bright and very large floors, with the social area on the ground floor, the reserved areas on the upper floor and basement with garage for two cars and large storage space, with pre-installation for

Location

📍 37.1399°N, 8.0305°W

· Loulé/Vilamoura, Algarve, Portugal

Listed by Window Properties via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
3-bedroom freehold villa in Loulé/Vilamoura — photo 3 of 5
3-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
3-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Rua de Nossa Senhora da Piedade, Centro Oeste da Cidade de Loulé, São Sebastião

Loulé/Vilamoura · Golden Triangle · Ref BF-89004 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$869,565
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
214 m²
True net yield
1.4%
≈ $2,382/mo net after costs & tax
5-yr total return (net + appreciation)
8.8% / yr avg
Payback in ~74 yrs from rent
Brixfox Score 55 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2025
Energy: A+
Condition: new-build
View: garden

Description

Modern Luxury in this villa, in the heart of the city of Loulé, in the heart of the Algarve. The villa is developed on 3 bright and very large floors, with the social area on the ground floor, the reserved areas on the upper floor and basement with garage for two cars and large storage space, with pre-installation for

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$286/night
50% ($131)Brixfox estimate($286/night)200% ($525)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Indicative
Yearly income
$23,186
Likely range $13,912 – $32,461
Airbnb data$286/night · 46% occupancy
Rental income
$286/night · 46% occ.
$44,589
Running costs (20%)
Utilities, cleaning, maintenance
-$8,918
Income tax (10%)
Indonesian rental income tax
-$12,485
Property tax
Annual property tax
-$0
Net income
2.7% ROI
$23,186

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

1.4%

on all-in cost of $981,783

Scenario
Pre-tax
After-tax
Owner-managed
2.9%
2.5%
Fully-managed
1.8%
1.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.5%

Annual Revenue

$44,589

Income Tax / yr

$3,901

Payback

74 yrs

True All-In Cost
Asking price$869,565
IMT — transfer tax (non-resident 7.5%)$65,217
Stamp duty (0.8%)$6,957
Notary + registry$2,174
Legal$10,696
Furnishing + STR launch$27,174
All-in cost$981,783

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $800K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$973K
+22%
Rental Income
+$113K
Total Position
$1.1M
+36%
6.3%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$245K
Total Position
$1.4M
+79%
6.0%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$573K
Total Position
$2.3M
+191%
5.5%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.0M
Total Position
$3.6M
+351%
5.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$263 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $263 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$1,824/mo
40% occ.
3.4%
$2,432/mo
46% occ.
3.9%
$2,809/mo
current
56% occ.
4.7%
$3,417/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.