T3 flat in Rua Sargento Arlindo Viegas, Zona Nordeste, Quarteira, Quarteira
T3 flat in Rua Sargento Arlindo Viegas, Zona Nordeste, Quarteira, Quarteira — image 2T3 flat in Rua Sargento Arlindo Viegas, Zona Nordeste, Quarteira, Quarteira — image 3T3 flat in Rua Sargento Arlindo Viegas, Zona Nordeste, Quarteira, Quarteira — image 4T3 flat in Rua Sargento Arlindo Viegas, Zona Nordeste, Quarteira, Quarteira — image 5
Grade B+apartmentmid-range

T3 flat in Rua Sargento Arlindo Viegas, Zona Nordeste, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€499,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.0%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,514/yr
Average Daily Rate: €306
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 13.7 years
5-yr Capital Value: €655,679
10-yr Capital Value: €797,733
Brixfox Score: 68.2 / 100
Comparable Properties: 29
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€569,677

+14.2% over asking

Asking price€499,000
IMT — Property transfer tax (investment schedule)€27,750
IS — Stamp duty (0.8%)€3,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,485
Total acquisition costs€40,477
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€569,677

Gross yield (asking price)

9.1%

True gross yield (all-in)

8.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 106 m²
Style: modern
Condition: excellent
Year Built: 1984
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

geometric ceiling lightslarge circular mirror with backlightingblack and white vertical slat partition

Score Breakdown

ROI
19.03
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
4.12
Rental Demand
4.07
Payback Speed
3
STR Suitability
3

Description

Identificação do imóvel: ZMPT580149 Exclusive two-bedroom apartment converted into a three-bedroom apartment in Vilamoura, in the heart of the Algarve. Top-of-the-line finishes, including underfloor heating and air conditioning in all rooms and a fully equipped kitchen. Set in an intimate condominium with a garden, s

Location

📍 37.0720°N, 8.0965°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat in Rua Sargento Arlindo Viegas, Zona Nordeste, Quarteira, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
106 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.1% net return annually.

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The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$153K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.1%
$2,774/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.3 yr
Rental only

Property details

Year built: 1984
Energy: C
Condition: excellent

Description

Identificação do imóvel: ZMPT580149 Exclusive two-bedroom apartment converted into a three-bedroom apartment in Vilamoura, in the heart of the Algarve. Top-of-the-line finishes, including underfloor heating and air conditioning in all rooms and a fully equipped kitchen. Set in an intimate condominium with a garden, s

Income Breakdown

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Nightly Rate (ADR)
$443/night
50% ($204)Brixfox estimate($443/night)200% ($815)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$33,284
Airbnb data$443/night · 41% occupancy
Rental income
$443/night · 41% occ.
$65,833
Running costs (20%)
Utilities, cleaning, maintenance
-$13,167
Income tax (10%)
Indonesian rental income tax
-$18,433
Property tax
Annual property tax
-$949
Net income
6.1% ROI
$33,284

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$542,391
IMT (transfer tax, investment schedule)$30,163
Imposto de Selo (stamp duty)$4,339
Notary & registration$1,359
Legal / due diligence$8,136
Total acquisition costs$43,997
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$619,214

Gross yield (asking)

12.1%

True gross yield (all-in)

10.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.5M$2.7M$1.8M$884K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $499K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$607K
+22%
Rental Income
+$163K
Total Position
$770K
+54%
9.1%/yr
Year 10
Capital Value
$739K
+48%
Rental Income
+$351K
Total Position
$1.1M
+118%
8.1%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$823K
Total Position
$1.9M
+284%
7.0%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.5M
Total Position
$3.1M
+516%
6.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.1% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$408 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $408 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.1%
$2,751/mo
40% occ.
8.2%
$3,695/mo
current
41% occ.
8.3%
$3,761/mo
current
51% occ.
10.4%
$4,704/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.