Launch offer — 3 months free free, no card

Terraced house in Chinicato - Sargaçal, Lagos
Terraced house in Chinicato - Sargaçal, Lagos — image 2Terraced house in Chinicato - Sargaçal, Lagos — image 3Terraced house in Chinicato - Sargaçal, Lagos — image 4Terraced house in Chinicato - Sargaçal, Lagos — image 5
Grade Avillamid-range

Terraced house in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€600,000

Asking Price (EUR)

11.2%

True Net Yield (Owner, all-in)

8.1%

True Net Yield (Managed, all-in)

13.4%

True Gross Yield

68%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €93,621/yr
Average Daily Rate: €380
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 10.7 years
5-yr Capital Value: €695,564
10-yr Capital Value: €806,350
Brixfox Score: 83.8 / 100
Comparable Properties: 6
Data Confidence: 67%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€696,580

+16.1% over asking

Asking price€600,000
IMT — Property transfer tax (investment schedule)€35,830
IS — Stamp duty (0.8%)€4,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,000
Total acquisition costs€50,880
Renovation (est. €55/m² × 200 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,000
(€6,000–€16,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€696,580

Gross yield (asking price)

15.6%

True gross yield (all-in)

13.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 200 m²
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private pooloutdoor BBQ areacovered patio for dining

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
10.44
Land & Space
6
Rental Demand
7.56
Payback Speed
5
STR Suitability
4

Description

Deal Homes presents, Magnificent T3+2 semi-detached house, with 3 floors, set in a very quiet area, just a 7-minute drive from the city of Lagos. The ground floor consists of: - Entrance hall; - Large living and dining room, with lots of natural light and fireplace, in an open space with the kitchen, divided by a co

Location

📍 37.1300°N, 8.6409°W

· Lagos, Algarve, Portugal

Listed by Grupo Vaz via Idealista.pt
3-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Lagos — photo 2 of 5
3-bedroom freehold villa in Lagos — photo 3 of 5
3-bedroom freehold villa in Lagos — photo 4 of 5
3-bedroom freehold villa in Lagos — photo 5 of 5

Terraced house in Chinicato - Sargaçal, Lagos

Lagos · Western Algarve · Ref BF-87288 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$652,174
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
200 m²
True net yield
9.4%
≈ $9,419/mo net after costs & tax
5-yr total return (net + appreciation)
16.3% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 84 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2009
Energy: C
Condition: good

Description

Deal Homes presents, Magnificent T3+2 semi-detached house, with 3 floors, set in a very quiet area, just a 7-minute drive from the city of Lagos. The ground floor consists of: - Entrance hall; - Large living and dining room, with lots of natural light and fireplace, in an open space with the kitchen, divided by a co

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$531/night
50% ($244)Brixfox estimate($531/night)200% ($977)
Occupancy
76%
10%Brixfox estimate(76%)100%

Short-Term Rental

Indicative
Yearly income
$70,553
Likely range $42,332 – $98,775
Airbnb data$531/night · 76% occupancy
Rental income
$531/night · 76% occ.
$135,679
Running costs (20%)
Utilities, cleaning, maintenance
-$27,136
Income tax (10%)
Indonesian rental income tax
-$37,990
Property tax
Annual property tax
-$0
Net income
10.8% ROI
$70,553

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

9.4%

on all-in cost of $743,674

Scenario
Pre-tax
After-tax
Owner-managed
15.2%
13.6%
Fully-managed
11.0%
9.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

18.2%

Annual Revenue

$135,679

Income Tax / yr

$11,872

Payback

11 yrs

True All-In Cost
Asking price$652,174
IMT — transfer tax (non-resident 7.5%)$48,913
Stamp duty (0.8%)$5,217
Notary + registry$2,174
Legal$8,022
Furnishing + STR launch$27,174
All-in cost$743,674

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.8M$4.3M$2.9M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $600K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$730K
+22%
Rental Income
+$345K
Total Position
$1.1M
+79%
12.4%/yr
Year 10
Capital Value
$888K
+48%
Rental Income
+$744K
Total Position
$1.6M
+172%
10.5%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.7M
Total Position
$3.1M
+410%
8.5%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$3.1M
Total Position
$5.0M
+739%
7.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.8% annual return
Occupancy
Strong
76% average occupancy
Nightly Rate
Strong
$489 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.8% — outperforms most villas in this market
Strong occupancy at 76% — consistent booking demand
Premium nightly rate of $489 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

56% occ.
11.6%
$6,286/mo
66% occ.
13.6%
$7,417/mo
76% occ.
15.7%
$8,548/mo
current
86% occ.
17.8%
$9,679/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.