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Terraced house in Torralta, Lagos
Terraced house in Torralta, Lagos — image 2Terraced house in Torralta, Lagos — image 3Terraced house in Torralta, Lagos — image 4Terraced house in Torralta, Lagos — image 5
Grade Avillamid-range

Terraced house in Torralta, Lagos

Lagos · Western Algarve ·

€775,000

Asking Price (EUR)

18.7%

True Gross Yield

62%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €169,077/yr
Average Daily Rate: €746
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Brixfox Score: 77.1 / 100
Comparable Properties: 5
Data Confidence: 66%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€902,120

+16.4% over asking

Asking price€775,000
IMT — Property transfer tax (investment schedule)€46,500
IS — Stamp duty (0.8%)€6,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,625
Total acquisition costs€65,575
Renovation (est. €55/m² × 339 m²)
Light touch-ups — paint, fixtures, deep clean.		€18,645
(€10,170–€27,120)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€902,120

Gross yield (asking price)

21.8%

True gross yield (all-in)

18.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 339 m²
Land: 265 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturecovered entrance/carportfireplace

Score Breakdown

ROI
25
Visual Appeal
8.2
Ownership Security
13
Location
10.44
Land & Space
5.28
Rental Demand
6.21
Payback Speed
5
STR Suitability
4

Description

This magnificent five-bedroom villa, is situated in a quiet and pleasant area, making it an ideal choice for those who value comfort, privacy and quality of life. The property features spacious and functionally laid-out rooms, offering 5 bedrooms, 4 bathrooms, balconies and two lovely gardens. This layout is ideal for

Location

📍 37.0933°N, 8.6781°W

· Lagos, Algarve, Portugal

Listed by ERA Lagos via Idealista.pt
5-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
5-bedroom freehold villa in Lagos — photo 2 of 5
5-bedroom freehold villa in Lagos — photo 3 of 5
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5-bedroom freehold villa in Lagos — photo 5 of 5

Terraced house in Torralta, Lagos

Lagos · Western Algarve · Ref BF-86946 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$842,391
Ownership
Freehold
Bedrooms
5
Bathrooms
4
Built area
339 m²
Land
265 m²
Brixfox Score 77 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: good

Description

This magnificent five-bedroom villa, is situated in a quiet and pleasant area, making it an ideal choice for those who value comfort, privacy and quality of life. The property features spacious and functionally laid-out rooms, offering 5 bedrooms, 4 bathrooms, balconies and two lovely gardens. This layout is ideal for

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Short-Term Rental

No STR data available for this property

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

—

on all-in cost of $952,020

Scenario
Pre-tax
After-tax
Owner-managed
0.0%
—
Fully-managed
—
—
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

—

Annual Revenue

—

Income Tax / yr

—

Payback

—

True All-In Cost
Asking price$842,391
IMT — transfer tax (non-resident 7.5%)$63,179
Stamp duty (0.8%)$6,739
Notary + registry$2,174
Legal$10,362
Furnishing + STR launch$27,174
All-in cost$952,020

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.7M$2.0M$1.4M$679K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Today: $775K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Year 5
Capital Value
$943K
+22%
Year 10
Capital Value
$1.1M
+48%
Year 20
Capital Value
$1.7M
+119%
Year 30
Capital Value
$2.5M
+224%
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.0% annual return
Occupancy
Good
62% average occupancy
Nightly Rate
Strong
$960 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Average
265 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $960 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

42% occ.
13.3%
$9,357/mo
52% occ.
16.5%
$11,578/mo
62% occ.
19.7%
$13,799/mo
current
72% occ.
22.8%
$16,021/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.