T1 flat in Rua Patrão Lopes, 10, Centro - Quarteira Velha, Quarteira, Quarteira
T1 flat in Rua Patrão Lopes, 10, Centro - Quarteira Velha, Quarteira, Quarteira — image 2T1 flat in Rua Patrão Lopes, 10, Centro - Quarteira Velha, Quarteira, Quarteira — image 3T1 flat in Rua Patrão Lopes, 10, Centro - Quarteira Velha, Quarteira, Quarteira — image 4T1 flat in Rua Patrão Lopes, 10, Centro - Quarteira Velha, Quarteira, Quarteira — image 5
Grade C+apartmentbudget

T1 flat in Rua Patrão Lopes, 10, Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€315,000

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.8%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €13,461/yr
Average Daily Rate: €81
-32.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 28.9 years
5-yr Capital Value: €413,905
10-yr Capital Value: €503,579
Brixfox Score: 52.7 / 100
Comparable Properties: 83
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€354,552

+12.6% over asking

Asking price€315,000
IMT — Property transfer tax (investment schedule)€13,047
IS — Stamp duty (0.8%)€2,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,725
Total acquisition costs€21,542
Renovation (est. €55/m² × 82 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,510
(€2,460–€6,560)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€354,552

Gross yield (asking price)

4.3%

True gross yield (all-in)

3.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 82 m²
Style: dated
Condition: good
Year Built: 2008
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
11.91
Visual Appeal
8.2
Ownership Security
13
Location
8.4
Land & Space
3.64
Rental Demand
4.58
Payback Speed
0
STR Suitability
3

Description

Located in the heart of Quarteira, one of the most sought-after areas in the Algarve, this charming one-bedroom apartment (64 sqm) represents a rare opportunitywhether for a rental investment, a holiday home, or a primary residence. Situated on the 2nd floor of a modern building constructed in 2008, with elevator acce

Location

📍 37.0720°N, 8.1027°W

· Loulé/Vilamoura, Algarve, Portugal

View on TA MAISON DE REVE →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T1 flat in Rua Patrão Lopes, 10, Centro - Quarteira Velha, Quarteira, Quarteira

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
82 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score53
GradeC+
Brixfox Intelligence
53C+Moderate
Score Breakdown
ROI & Yield58%
Capital Growth56%
Risk Profile55%
Market Demand53%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$97K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.8%
$803/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
35.5 yr
Rental only

Property details

Year built: 2008
Energy: C
Condition: good

Description

Located in the heart of Quarteira, one of the most sought-after areas in the Algarve, this charming one-bedroom apartment (64 sqm) represents a rare opportunitywhether for a rental investment, a holiday home, or a primary residence. Situated on the 2nd floor of a modern building constructed in 2008, with elevator acce

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$118/night
50% ($54)Brixfox estimate($118/night)200% ($217)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$9,637
Airbnb data$118/night · 46% occupancy
Rental income
$118/night · 46% occ.
$19,685
Running costs (20%)
Utilities, cleaning, maintenance
-$3,937
Income tax (10%)
Indonesian rental income tax
-$5,512
Property tax
Annual property tax
-$599
Net income
2.8% ROI
$9,637

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$342,391
IMT (transfer tax, investment schedule)$14,182
Imposto de Selo (stamp duty)$2,739
Notary & registration$1,359
Legal / due diligence$5,136
Total acquisition costs$23,415
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,902
($2,674–$7,130)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$385,383

Gross yield (asking)

5.7%

True gross yield (all-in)

5.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$1.7M$1.2M$830K$415K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $315K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$383K
+22%
Rental Income
+$47K
Total Position
$430K
+37%
6.4%/yr
Year 10
Capital Value
$466K
+48%
Rental Income
+$102K
Total Position
$568K
+80%
6.1%/yr
Year 20
Capital Value
$690K
+119%
Rental Income
+$238K
Total Position
$928K
+195%
5.6%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$422K
Total Position
$1.4M
+358%
5.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.8% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Average
$108 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$703/mo
40% occ.
3.3%
$954/mo
46% occ.
3.8%
$1,098/mo
current
56% occ.
4.7%
$1,349/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.