T2 flat in Praia de Quarteira, Quarteira, Quarteira
T2 flat in Praia de Quarteira, Quarteira, Quarteira — image 2T2 flat in Praia de Quarteira, Quarteira, Quarteira — image 3T2 flat in Praia de Quarteira, Quarteira, Quarteira — image 4T2 flat in Praia de Quarteira, Quarteira, Quarteira — image 5
Grade Bapartmentmid-range

T2 flat in Praia de Quarteira, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€790,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,748/yr
Average Daily Rate: €261
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 23.6 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 62.9 / 100
Comparable Properties: 80
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€891,485

+12.8% over asking

Asking price€790,000
IMT — Property transfer tax (investment schedule)€47,400
IS — Stamp duty (0.8%)€6,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,850
Total acquisition costs€66,820
Renovation (est. €55/m² × 133 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,315
(€3,990–€10,640)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€891,485

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 133 m²
Style: contemporary
Condition: good
Year Built: 1995
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

beachfront locationprivate pool areabalconies with sea view

Score Breakdown

ROI
14.28
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
4.66
Rental Demand
4.38
Payback Speed
1
STR Suitability
3

Description

2 bedroom apartment located in the center of Quarteira, an excellent option with sea views and many modern features. Fully renovated, modern and ready to move into, providing immediate comfort. High quality finishes contribute to an elegant and durable atmosphere, making the space more attractive and valued. The en

Location

📍 37.0642°N, 8.0907°W

· Loulé/Vilamoura, Algarve, Portugal

View on VAP Real Estate →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Praia de Quarteira, Quarteira, Quarteira

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
133 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$242K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$2,491/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.7 yr
Rental only

Property details

Year built: 1995
Energy: B-
Condition: good

Description

2 bedroom apartment located in the center of Quarteira, an excellent option with sea views and many modern features. Fully renovated, modern and ready to move into, providing immediate comfort. High quality finishes contribute to an elegant and durable atmosphere, making the space more attractive and valued. The en

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$378/night
50% ($174)Brixfox estimate($378/night)200% ($695)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$29,888
Airbnb data$378/night · 44% occupancy
Rental income
$378/night · 44% occ.
$60,366
Running costs (20%)
Utilities, cleaning, maintenance
-$12,073
Income tax (10%)
Indonesian rental income tax
-$16,903
Property tax
Annual property tax
-$1,503
Net income
3.5% ROI
$29,888

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$858,696
IMT (transfer tax, investment schedule)$51,522
Imposto de Selo (stamp duty)$6,870
Notary & registration$1,359
Legal / due diligence$12,880
Total acquisition costs$72,630
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,951
($4,337–$11,565)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$969,005

Gross yield (asking)

7.0%

True gross yield (all-in)

6.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.5M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $790K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$961K
+22%
Rental Income
+$146K
Total Position
$1.1M
+40%
7.0%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$315K
Total Position
$1.5M
+88%
6.5%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$739K
Total Position
$2.5M
+213%
5.9%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.3M
Total Position
$3.9M
+390%
5.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$347 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $347 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$2,287/mo
40% occ.
4.3%
$3,091/mo
44% occ.
4.7%
$3,396/mo
current
54% occ.
5.9%
$4,200/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.