T1 flat in Marina de Vilamoura, Vilamoura, Quarteira
T1 flat in Marina de Vilamoura, Vilamoura, Quarteira — image 2T1 flat in Marina de Vilamoura, Vilamoura, Quarteira — image 3T1 flat in Marina de Vilamoura, Vilamoura, Quarteira — image 4T1 flat in Marina de Vilamoura, Vilamoura, Quarteira — image 5
Grade C+apartmentbudget

T1 flat in Marina de Vilamoura, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€385,000

Asking Price (EUR)

1.9%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

3.0%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €12,892/yr
Average Daily Rate: €79
-42.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 37.3 years
5-yr Capital Value: €505,884
10-yr Capital Value: €615,486
Brixfox Score: 50.7 / 100
Comparable Properties: 81
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€431,030

+12.0% over asking

Asking price€385,000
IMT — Property transfer tax (investment schedule)€18,630
IS — Stamp duty (0.8%)€3,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,775
Total acquisition costs€28,735
Renovation (est. €55/m² × 69 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,795
(€2,070–€5,520)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€431,030

Gross yield (asking price)

3.4%

True gross yield (all-in)

3.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 69 m²
Style: dated
Condition: good
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
10.83
Visual Appeal
7.6
Ownership Security
13
Location
8.4
Land & Space
3.38
Rental Demand
4.5
Payback Speed
0
STR Suitability
3

Description

Elegance at Vilamoura Marina We present this excellent T0 + 2 apartment, located in one of the most prestigious areas of the Algarve: Vilamoura Marina. A unique opportunity for those seeking comfort, versatility, and a prime location—whether for permanent living, a holiday home, or an investment with high rental poten

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T1 flat in Marina de Vilamoura, Vilamoura, Quarteira

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
69 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score51
GradeC+
Brixfox Intelligence
51C+Moderate
Score Breakdown
ROI & Yield56%
Capital Growth54%
Risk Profile53%
Market Demand51%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$118K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.1%
$747/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
46.7 yr
Rental only

Property details

Energy: C
Condition: good

Description

Elegance at Vilamoura Marina We present this excellent T0 + 2 apartment, located in one of the most prestigious areas of the Algarve: Vilamoura Marina. A unique opportunity for those seeking comfort, versatility, and a prime location—whether for permanent living, a holiday home, or an investment with high rental poten

Income Breakdown

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Nightly Rate (ADR)
$114/night
50% ($52)Brixfox estimate($114/night)200% ($209)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$8,969
Airbnb data$114/night · 45% occupancy
Rental income
$114/night · 45% occ.
$18,657
Running costs (20%)
Utilities, cleaning, maintenance
-$3,731
Income tax (10%)
Indonesian rental income tax
-$5,224
Property tax
Annual property tax
-$732
Net income
2.1% ROI
$8,969

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$418,478
IMT (transfer tax, investment schedule)$20,250
Imposto de Selo (stamp duty)$3,348
Notary & registration$1,359
Legal / due diligence$6,277
Total acquisition costs$31,234
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,125
($2,250–$6,000)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$468,511

Gross yield (asking)

4.5%

True gross yield (all-in)

4.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$1.9M$1.4M$944K$472K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $385K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 30: rental income alone has repaid the full purchase price.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$468K
+22%
Rental Income
+$44K
Total Position
$512K
+33%
5.9%/yr
Year 10
Capital Value
$570K
+48%
Rental Income
+$95K
Total Position
$664K
+73%
5.6%/yr
Year 20
Capital Value
$844K
+119%
Rental Income
+$222K
Total Position
$1.1M
+177%
5.2%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$393K
Total Position
$1.6M
+326%
5.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.1% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Average
$105 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.1% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.9%
$665/mo
40% occ.
2.6%
$907/mo
45% occ.
2.9%
$1,027/mo
current
55% occ.
3.6%
$1,269/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.