T2 flat in Zona Nascente, Quarteira, Quarteira
T2 flat in Zona Nascente, Quarteira, Quarteira — image 2T2 flat in Zona Nascente, Quarteira, Quarteira — image 3T2 flat in Zona Nascente, Quarteira, Quarteira — image 4T2 flat in Zona Nascente, Quarteira, Quarteira — image 5
Grade B+apartmentmid-range

T2 flat in Zona Nascente, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€325,000

Asking Price (EUR)

6.5%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

10.1%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,427/yr
Average Daily Rate: 205
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 10.9 years
5-yr Capital Value: €427,045
10-yr Capital Value: €519,566
Brixfox Score: 69.4 / 100
Comparable Properties: 87
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€372,405

+14.6% over asking

Asking price€325,000
IMT — Property transfer tax (investment schedule)€13,830
IS — Stamp duty (0.8%)€2,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,875
Total acquisition costs€22,555
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€24,850
All-in investment (incl. renovation & furnishing)€372,405

Gross yield (asking price)

11.5%

True gross yield (all-in)

10.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 92
Style: modern
Condition: excellent
Year Built: 1987
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

grey marble-effect backsplash and accent wallwhite high-gloss cabinetry

Score Breakdown

ROI
21.95
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
3.84
Rental Demand
5.01
Payback Speed
4
STR Suitability
3

Description

We are pleased to present this elegant, fully renovated 2-bedroom apartment, where contemporary comfort meets a prime location, ideal for those who value quality of life and proximity to all essential amenities. With a gross private area of 80.22 m2 and a private outdoor area of 24.28 m2, this property stands out for

Location

📍 37.0722°N, 8.0993°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Zona Nascente, Quarteira, Quarteira

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
92 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$100K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.8%
$2,291/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.9 yr
Rental only

Property details

Year built: 1987
Energy: D
Condition: excellent

Description

We are pleased to present this elegant, fully renovated 2-bedroom apartment, where contemporary comfort meets a prime location, ideal for those who value quality of life and proximity to all essential amenities. With a gross private area of 80.22 m2 and a private outdoor area of 24.28 m2, this property stands out for

Income Breakdown

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Nightly Rate (ADR)
$296/night
50% ($136)Brixfox estimate($296/night)200% ($544)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$27,487
Airbnb data$296/night · 50% occupancy
Rental income
$296/night · 50% occ.
$54,049
Running costs (20%)
Utilities, cleaning, maintenance
-$10,810
Income tax (10%)
Indonesian rental income tax
-$15,134
Property tax
Annual property tax
-$618
Net income
7.8% ROI
$27,487

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$353,261
IMT (transfer tax, investment schedule)$15,033
Imposto de Selo (stamp duty)$2,826
Notary & registration$1,359
Legal / due diligence$5,299
Total acquisition costs$24,516
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$27,011
All-in investment$404,788

Gross yield (asking)

15.3%

True gross yield (all-in)

13.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.6M$1.9M$1.3M$649K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $325K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$395K
+22%
Rental Income
+$134K
Total Position
$530K
+63%
10.3%/yr
Year 10
Capital Value
$481K
+48%
Rental Income
+$290K
Total Position
$771K
+137%
9.0%/yr
Year 20
Capital Value
$712K
+119%
Rental Income
+$680K
Total Position
$1.4M
+328%
7.5%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.2M
Total Position
$2.3M
+595%
6.7%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.8% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$272 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $272 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 50% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.3%
$1,842/mo
40% occ.
8.4%
$2,472/mo
50% occ.
10.5%
$3,101/mo
current
60% occ.
12.7%
$3,731/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.