T1 flat in Zona Nascente, Quarteira, Quarteira
T1 flat in Zona Nascente, Quarteira, Quarteira — image 2T1 flat in Zona Nascente, Quarteira, Quarteira — image 3T1 flat in Zona Nascente, Quarteira, Quarteira — image 4T1 flat in Zona Nascente, Quarteira, Quarteira — image 5
Grade C+apartmentbudget

T1 flat in Zona Nascente, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€360,000

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.5%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €13,967/yr
Average Daily Rate: €86
-35.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 31.6 years
5-yr Capital Value: €473,035
10-yr Capital Value: €575,519
Brixfox Score: 50.6 / 100
Comparable Properties: 50
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€403,675

+12.1% over asking

Asking price€360,000
IMT — Property transfer tax (investment schedule)€16,630
IS — Stamp duty (0.8%)€2,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,400
Total acquisition costs€26,160
Renovation (est. €55/m² × 73 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,015
(€2,190–€5,840)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€403,675

Gross yield (asking price)

3.9%

True gross yield (all-in)

3.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 73 m²
Style: dated
Condition: good
Year Built: 2007
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
11.5
Visual Appeal
6.8
Ownership Security
13
Location
8.4
Land & Space
3.46
Rental Demand
4.44
Payback Speed
0
STR Suitability
3

Description

Fantastic one-bedroom apartment located in the city of Quarteira! Situated in a quiet area and very close to the beach, the property consists of a spacious and bright living room, a comfortable bedroom, a functional kitchen, and a bathroom. The apartment is in excellent condition and ready to move into, making it a g

Location

📍 37.0652°N, 8.0924°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T1 flat in Zona Nascente, Quarteira, Quarteira

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
73 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score51
GradeC+
Brixfox Intelligence
51C+Moderate
Score Breakdown
ROI & Yield56%
Capital Growth54%
Risk Profile53%
Market Demand51%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$111K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$834/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
39.1 yr
Rental only

Property details

Year built: 2007
Energy: C
Condition: good

Description

Fantastic one-bedroom apartment located in the city of Quarteira! Situated in a quiet area and very close to the beach, the property consists of a spacious and bright living room, a comfortable bedroom, a functional kitchen, and a bathroom. The apartment is in excellent condition and ready to move into, making it a g

Income Breakdown

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Nightly Rate (ADR)
$127/night
50% ($58)Brixfox estimate($127/night)200% ($234)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$10,013
Airbnb data$127/night · 44% occupancy
Rental income
$127/night · 44% occ.
$20,572
Running costs (20%)
Utilities, cleaning, maintenance
-$4,114
Income tax (10%)
Indonesian rental income tax
-$5,760
Property tax
Annual property tax
-$685
Net income
2.6% ROI
$10,013

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$391,304
IMT (transfer tax, investment schedule)$18,076
Imposto de Selo (stamp duty)$3,130
Notary & registration$1,359
Legal / due diligence$5,870
Total acquisition costs$28,435
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,364
($2,380–$6,348)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$438,777

Gross yield (asking)

5.3%

True gross yield (all-in)

4.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$1.8M$1.4M$923K$462K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $360K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$438K
+22%
Rental Income
+$49K
Total Position
$487K
+35%
6.2%/yr
Year 10
Capital Value
$533K
+48%
Rental Income
+$106K
Total Position
$638K
+77%
5.9%/yr
Year 20
Capital Value
$789K
+119%
Rental Income
+$248K
Total Position
$1.0M
+188%
5.4%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$438K
Total Position
$1.6M
+346%
5.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Average
$117 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.3%
$754/mo
40% occ.
3.1%
$1,025/mo
44% occ.
3.5%
$1,143/mo
current
54% occ.
4.3%
$1,413/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.