Semi-detached house in Rua Soeiro da Costa, Centro, Lagos
Semi-detached house in Rua Soeiro da Costa, Centro, Lagos — image 2Semi-detached house in Rua Soeiro da Costa, Centro, Lagos — image 3Semi-detached house in Rua Soeiro da Costa, Centro, Lagos — image 4Semi-detached house in Rua Soeiro da Costa, Centro, Lagos — image 5
Grade Avillamid-range

Semi-detached house in Rua Soeiro da Costa, Centro, Lagos

Lagos · Western Algarve ·

€420,000

Asking Price (EUR)

9.7%

True Net Yield (Owner, all-in)

6.8%

True Net Yield (Managed, all-in)

12.2%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.6 months ago and is currently at 22% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €59,189/yr
Average Daily Rate: €283
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has sea (+10%)
Payback Period: 14.6 years
5-yr Capital Value: €486,895
10-yr Capital Value: €564,445
Brixfox Score: 77.5 / 100
Comparable Properties: 98
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€485,845

+15.7% over asking

Asking price€420,000
IMT — Property transfer tax (investment schedule)€21,430
IS — Stamp duty (0.8%)€3,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,300
Total acquisition costs€32,340
Renovation (est. €55/m² × 121 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,655
(€3,630–€9,680)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€485,845

Gross yield (asking price)

14.1%

True gross yield (all-in)

12.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 121 m²
Style: portuguese-traditional
Condition: good
Year Built: 2004
Energy Certificate: E
sea

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop-terrace-with-bbqtraditional-stone-wall-on-terracesea-view-from-terrace

Score Breakdown

ROI
22.72
Visual Appeal
12.2
Ownership Security
13
Location
10.44
Land & Space
4.42
Rental Demand
5.73
Payback Speed
5
STR Suitability
4

Description

Spread across three well-designed floors, the property provides generous interior spaces, multiple living areas, and an inviting outdoor terrace—making it suitable as a permanent residence, holiday home, or rental investment. Upon entering, you are welcomed into a spacious open-plan living and dining area, Adjacent to

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

Listed by B&P Real Estate Agency via Idealista.pt
2-bedroom freehold villa in Lagos — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagos — photo 2 of 5
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2-bedroom freehold villa in Lagos — photo 5 of 5

Semi-detached house in Rua Soeiro da Costa, Centro, Lagos

Lagos · Western Algarve · Ref BF-80419 Source verified · Idealista.pt · listed 13 Jun 2026
Asking price · Freehold
$456,522
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
121 m²
True net yield
6.9%
≈ $5,149/mo net after costs & tax
Brixfox Score 78 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2004
Energy: E
Condition: good
View: sea

Description

Spread across three well-designed floors, the property provides generous interior spaces, multiple living areas, and an inviting outdoor terrace—making it suitable as a permanent residence, holiday home, or rental investment. Upon entering, you are welcomed into a spacious open-plan living and dining area, Adjacent to

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$402/night
50% ($185)Brixfox estimate($402/night)200% ($740)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Yearly income
$40,483
Airbnb data$402/night · 57% occupancy
Rental income
$402/night · 57% occ.
$77,852
Running costs (20%)
Utilities, cleaning, maintenance
-$15,570
Income tax (10%)
Indonesian rental income tax
-$21,799
Property tax
Annual property tax
-$0
Net income
8.9% ROI
$40,483

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
11.7%
10.4%
Fully-managed
8.2%
6.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

14.7%

Annual Revenue

$77,852

Income Tax / yr

$6,812

Payback

15 yrs

True All-In Cost
Asking price$456,522
IMT — transfer tax (non-resident 7.5%)$34,239
Stamp duty (0.8%)$3,652
Notary + registry$2,174
Legal$5,615
Furnishing + STR launch$27,174
All-in cost$529,376

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.6M$2.7M$1.8M$901K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $420K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$511K
+22%
Rental Income
+$198K
Total Position
$709K
+69%
11.0%/yr
Year 10
Capital Value
$622K
+48%
Rental Income
+$427K
Total Position
$1.0M
+150%
9.6%/yr
Year 20
Capital Value
$920K
+119%
Rental Income
+$1.0M
Total Position
$1.9M
+357%
7.9%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.8M
Total Position
$3.1M
+646%
6.9%/yr

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.9% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$370 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.9% — outperforms most villas in this market
Premium nightly rate of $370 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
8.4%
$3,192/mo
47% occ.
10.6%
$4,049/mo
57% occ.
12.9%
$4,905/mo
current
67% occ.
15.1%
$5,761/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.