Terraced house in Marina de Vilamoura, Quarteira
Terraced house in Marina de Vilamoura, Quarteira — image 2Terraced house in Marina de Vilamoura, Quarteira — image 3Terraced house in Marina de Vilamoura, Quarteira — image 4Terraced house in Marina de Vilamoura, Quarteira — image 5
Grade C+villamid-range

Terraced house in Marina de Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€970,000

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.4%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €47,941/yr
Average Daily Rate: €340
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 29.0 years
5-yr Capital Value: €1.5M
10-yr Capital Value: €1.8M
Brixfox Score: 54.8 / 100
Comparable Properties: 27
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.7% over asking

Asking price€970,000
IMT — Property transfer tax (investment schedule)€58,200
IS — Stamp duty (0.8%)€7,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,550
Total acquisition costs€81,760
Renovation (est. €55/m² × 120 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,600
(€3,600–€9,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

4.9%

True gross yield (all-in)

4.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 120 m²
Land: 142 m²
Style: portuguese-traditional
Condition: good
Year Built: 1990
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

marina accessmultiple private poolsrooftop terraces

Score Breakdown

ROI
11.89
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
3.85
Rental Demand
3.86
Payback Speed
0
STR Suitability
3

Description

Fantastic townhouse in the heart of Vilamoura, just 150 metres from the Marina. Meticulously refurbished with an appealing design and high-quality materials, this property is undoubtedly an excellent option whether for investment, permanent residence or holidays. The ground floor comprises a living room, dining area

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Marina de Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
120 m²
Land Plot
142 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeC+
Brixfox Intelligence
55C+Moderate
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$298K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$2,885/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.5 yr
Rental only

Property details

Year built: 1990
Energy: B
Condition: good

Description

Fantastic townhouse in the heart of Vilamoura, just 150 metres from the Marina. Meticulously refurbished with an appealing design and high-quality materials, this property is undoubtedly an excellent option whether for investment, permanent residence or holidays. The ground floor comprises a living room, dining area

Income Breakdown

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Nightly Rate (ADR)
$497/night
50% ($229)Brixfox estimate($497/night)200% ($915)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$34,624
Airbnb data$497/night · 39% occupancy
Rental income
$497/night · 39% occ.
$70,133
Running costs (20%)
Utilities, cleaning, maintenance
-$14,027
Income tax (10%)
Indonesian rental income tax
-$19,637
Property tax
Annual property tax
-$1,845
Net income
3.3% ROI
$34,624

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,054,348
IMT (transfer tax, investment schedule)$63,261
Imposto de Selo (stamp duty)$8,435
Notary & registration$1,359
Legal / due diligence$15,815
Total acquisition costs$88,870
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,174
($3,913–$10,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,185,935

Gross yield (asking)

6.7%

True gross yield (all-in)

5.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $970K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$169K
Total Position
$1.3M
+39%
6.8%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$365K
Total Position
$1.8M
+86%
6.4%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$856K
Total Position
$3.0M
+207%
5.8%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$1.5M
Total Position
$4.7M
+381%
5.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$458 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
142 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $458 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$3,023/mo
40% occ.
4.6%
$4,082/mo
39% occ.
4.5%
$3,937/mo
current
49% occ.
5.7%
$4,996/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.