T1 flat in Rua Miguel Torga, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua Miguel Torga, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua Miguel Torga, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua Miguel Torga, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua Miguel Torga, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T1 flat in Rua Miguel Torga, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€285,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,792/yr
Average Daily Rate: €140
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 14.8 years
5-yr Capital Value: €374,486
10-yr Capital Value: €455,619
Brixfox Score: 68.9 / 100
Comparable Properties: 92
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€323,252

+13.4% over asking

Asking price€285,000
IMT — Property transfer tax (investment schedule)€10,947
IS — Stamp duty (0.8%)€2,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,275
Total acquisition costs€18,752
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€323,252

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 63 m²
Style: contemporary
Condition: excellent
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated ceiling lightingmodern floor lampminimalist wall art

Score Breakdown

ROI
18.21
Visual Appeal
13.6
Ownership Security
13
Location
10.2
Land & Space
3.26
Rental Demand
4.65
Payback Speed
3
STR Suitability
3

Description

Model apartment located in a modern condominium, available for sale, fully furnished and equipped with high-quality appliances and equipment, ready to move in. Perfect for those seeking a safe investment with excellent profitability potential, or for those who wish to live comfortably in a privileged location. Situat

Location

📍 37.0903°N, 8.2345°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua Miguel Torga, Praia da Oura - Areias de S. João, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
63 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$70K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.7%
$1,466/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.6 yr
Rental only

Property details

Energy: Not indicated
Condition: excellent

Description

Model apartment located in a modern condominium, available for sale, fully furnished and equipped with high-quality appliances and equipment, ready to move in. Perfect for those seeking a safe investment with excellent profitability potential, or for those who wish to live comfortably in a privileged location. Situat

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$205/night
50% ($94)Brixfox estimate($205/night)200% ($378)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$17,595
Airbnb data$205/night · 47% occupancy
Rental income
$205/night · 47% occ.
$34,879
Running costs (20%)
Utilities, cleaning, maintenance
-$6,976
Income tax (10%)
Indonesian rental income tax
-$9,766
Property tax
Annual property tax
-$542
Net income
5.7% ROI
$17,595

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$309,783
IMT (transfer tax, investment schedule)$11,899
Imposto de Selo (stamp duty)$2,478
Notary & registration$1,359
Legal / due diligence$4,647
Total acquisition costs$20,383
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$351,361

Gross yield (asking)

11.3%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.9M$1.5M$974K$487K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $285K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$347K
+22%
Rental Income
+$86K
Total Position
$433K
+52%
8.7%/yr
Year 10
Capital Value
$422K
+48%
Rental Income
+$186K
Total Position
$607K
+113%
7.9%/yr
Year 20
Capital Value
$624K
+119%
Rental Income
+$435K
Total Position
$1.1M
+272%
6.8%/yr
Year 30
Capital Value
$924K
+224%
Rental Income
+$770K
Total Position
$1.7M
+495%
6.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.7% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Good
$189 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.9%
$1,266/mo
40% occ.
6.6%
$1,703/mo
47% occ.
7.7%
$1,990/mo
current
57% occ.
9.4%
$2,427/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.