Terraced house in Urbanização Arade Premium Village, 18, Bela Vista, Estômbar e Parchal
Grade B+villamid-range

Terraced house in Urbanização Arade Premium Village, 18, Bela Vista, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€640,000

Asking Price (EUR)

7.5%

True Net Yield (Owner, all-in)

5.3%

True Net Yield (Managed, all-in)

9.5%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €69,422/yr
Average Daily Rate: €491
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 18.2 years
5-yr Capital Value: €741,935
10-yr Capital Value: €860,106
Brixfox Score: 71.9 / 100
Comparable Properties: 5
Data Confidence: 57%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€734,420

+14.8% over asking

Asking price€640,000
IMT — Property transfer tax (investment schedule)€38,400
IS — Stamp duty (0.8%)€5,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,600
Total acquisition costs€54,370
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€734,420

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 180 m²
Style: modern
Condition: new-build
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private plunge poolswooden slatted privacy screenslarge glass sliding doors

Score Breakdown

ROI
19.44
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
5.6
Rental Demand
3.88
Payback Speed
4
STR Suitability
4

Description

New townhouse inserted in a quiet residential environment, but with easy access to essential services and leisure areas. With 180 m² of gross area and a plot of 215 m², it combines functionality and modernity in a space designed for family daily life. It is spread over four spacious bedrooms, one of them en suite, thre

Location

📍 37.1510°N, 8.4910°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Terraced house in Urbanização Arade Premium Village, 18, Bela Vista, Estômbar e Parchal
Idealista.pt
Source verified

Terraced house in Urbanização Arade Premium Village, 18, Bela Vista, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-7971
Ownership
Freehold
Bedrooms
4
Built area
180 m²
True net yield
5.5%
≈ $6,111/mo net after costs & tax
Brixfox Score 72 · B+

Property details

Condition: new-build

Description

New townhouse inserted in a quiet residential environment, but with easy access to essential services and leisure areas. With 180 m² of gross area and a plot of 215 m², it combines functionality and modernity in a space designed for family daily life. It is spread over four spacious bedrooms, one of them en suite, thre

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$705/night
50% ($325)Brixfox estimate($705/night)200% ($1298)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$48,047
Airbnb data$705/night · 39% occupancy
Rental income
$705/night · 39% occ.
$92,398
Running costs (20%)
Utilities, cleaning, maintenance
-$18,480
Income tax (10%)
Indonesian rental income tax
-$25,871
Property tax
Annual property tax
-$0
Net income
6.9% ROI
$48,047

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.3%
8.3%
Fully-managed
6.5%
5.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.7%

Annual Revenue

$92,398

Income Tax / yr

$8,085

Payback

18 yrs

True All-In Cost
Asking price$695,652
IMT — transfer tax (non-resident 7.5%)$52,174
Stamp duty (0.8%)$5,565
Notary + registry$2,174
Legal$8,557
Furnishing + STR launch$27,174
All-in cost$791,296

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $640K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$779K
+22%
Rental Income
+$235K
Total Position
$1.0M
+58%
9.6%/yr
Year 10
Capital Value
$947K
+48%
Rental Income
+$507K
Total Position
$1.5M
+127%
8.6%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.2M
Total Position
$2.6M
+305%
7.2%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$2.1M
Total Position
$4.2M
+553%
6.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.9% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$649 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $649 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 39% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.8%
$4,506/mo
40% occ.
10.4%
$6,008/mo
39% occ.
10.0%
$5,821/mo
current
49% occ.
12.6%
$7,323/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$695,652
5.5%
Net yield
View original listing
Source verified · Idealista.pt · listed 6 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.