T2 flat in Estrada de Porto de Mós, Torralta, Lagos Cidade, Lagos
T2 flat in Estrada de Porto de Mós, Torralta, Lagos Cidade, Lagos — image 2T2 flat in Estrada de Porto de Mós, Torralta, Lagos Cidade, Lagos — image 3T2 flat in Estrada de Porto de Mós, Torralta, Lagos Cidade, Lagos — image 4T2 flat in Estrada de Porto de Mós, Torralta, Lagos Cidade, Lagos — image 5
Grade Bapartmentluxury

T2 flat in Estrada de Porto de Mós, Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€695,000

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €52,462/yr
Average Daily Rate: €223
Payback Period: 25.7 years
5-yr Capital Value: €805,695
10-yr Capital Value: €934,022
Brixfox Score: 62.7 / 100
Comparable Properties: 95
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€793,885

+14.2% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€39,950
All-in investment (incl. renovation & furnishing)€793,885

Gross yield (asking price)

7.5%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 112 m²
Style: contemporary
Condition: excellent
Year Built: 2009
Energy Certificate: B-
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with pergolaocean viewopen-plan living/diningmodern floating staircase

Score Breakdown

ROI
14.62
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.24
Rental Demand
6.44
Payback Speed
2
STR Suitability
4

Description

Positioned at the top of a prestigious 4-star resort, this beautifully appointed two-bedroom apartment offers an exceptional blend of comfort, privacy, and breathtaking coastal scenery. The interior is bright and inviting, with a spacious open-plan living and dining area that flows easily onto a south-facing terrace,

Location

📍 37.0908°N, 8.6785°W

· Lagos, Algarve, Portugal

View on Lagos Algarve Real Estate →Also on Idealista.pt
T2 flat in Estrada de Porto de Mós, Torralta, Lagos Cidade, Lagos
Idealista.pt
Source verified

T2 flat in Estrada de Porto de Mós, Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve · Freehold · Ref BF-766
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
112 m²
True net yield
3.9%
≈ $4,634/mo net after costs & tax
Brixfox Score 63 · B

Property details

Year built: 2009
Energy: B-
Condition: excellent

Description

Positioned at the top of a prestigious 4-star resort, this beautifully appointed two-bedroom apartment offers an exceptional blend of comfort, privacy, and breathtaking coastal scenery. The interior is bright and inviting, with a spacious open-plan living and dining area that flows easily onto a south-facing terrace,

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$321/night
50% ($148)Brixfox estimate($321/night)200% ($591)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$36,334
Airbnb data$321/night · 64% occupancy
Rental income
$321/night · 64% occ.
$69,873
Running costs (20%)
Utilities, cleaning, maintenance
-$13,975
Income tax (10%)
Indonesian rental income tax
-$19,564
Property tax
Annual property tax
-$0
Net income
4.8% ROI
$36,334

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.9%

on all-in cost of $838,298

Scenario
Pre-tax
After-tax
Owner-managed
6.6%
5.9%
Fully-managed
4.6%
3.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.3%

Annual Revenue

$69,873

Income Tax / yr

$6,114

Payback

26 yrs

True All-In Cost
Asking price$755,435
IMT — transfer tax (non-resident 7.5%)$56,658
Stamp duty (0.8%)$6,043
Notary + registry$2,174
Legal$9,292
Furnishing + STR launch$8,696
All-in cost$838,298

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$177K
Total Position
$1.0M
+47%
8.0%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$383K
Total Position
$1.4M
+103%
7.3%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$898K
Total Position
$2.4M
+248%
6.4%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$1.6M
Total Position
$3.8M
+453%
5.9%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$295 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $295 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
4.8%
$3,035/mo
54% occ.
5.9%
$3,719/mo
64% occ.
7.0%
$4,402/mo
current
74% occ.
8.1%
$5,085/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$755,435
3.9%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.