Detached house in Moncarapacho
Detached house in Moncarapacho — image 2Detached house in Moncarapacho — image 3Detached house in Moncarapacho — image 4Detached house in Moncarapacho — image 5
Grade B+villa

Detached house in Moncarapacho

Olhão · Eastern Algarve ·

€595,000

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,589/yr
Average Daily Rate: €228
Payback Period: 15.0 years
5-yr Capital Value: €781,821
10-yr Capital Value: €951,205
Brixfox Score: 66.7 / 100
Comparable Properties: 7
Data Confidence: 45%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€710,165

+19.4% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation (est. €200/m² × 163 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€32,600
(€16,300–€48,900)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€710,165

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 163 m²
Year Built: 2003

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
18.04
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
5.26
Rental Demand
5.97
Payback Speed
3
STR Suitability
3

Description

An Algarve lifestyle between sea and nature Nestled in a small and peaceful urbanisation just minutes from Moncarapacho, this elegant detached villa offers a rare balance of authenticity, modern comfort and relaxed Algarve living. Surrounded by nature, filled with natural light and enjoying beautiful sea views, the pr

Location

📍 37.0809°N, 7.8183°W

· Olhão, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
163 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$112K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$3,009/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.9 yr
Rental only

Property details

Year built: 2003

Description

An Algarve lifestyle between sea and nature Nestled in a small and peaceful urbanisation just minutes from Moncarapacho, this elegant detached villa offers a rare balance of authenticity, modern comfort and relaxed Algarve living. Surrounded by nature, filled with natural light and enjoying beautiful sea views, the pr

Income Breakdown

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Nightly Rate (ADR)
$329/night
50% ($151)Brixfox estimate($329/night)200% ($605)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$36,112
Airbnb data$329/night · 60% occupancy
Rental income
$329/night · 60% occ.
$71,622
Running costs (20%)
Utilities, cleaning, maintenance
-$14,324
Income tax (10%)
Indonesian rental income tax
-$20,054
Property tax
Annual property tax
-$1,132
Net income
5.6% ROI
$36,112

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$35,435
($17,717–$53,152)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$769,745

Gross yield (asking)

11.1%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$4.0M$3.0M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$176K
Total Position
$900K
+51%
8.6%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$381K
Total Position
$1.3M
+112%
7.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$893K
Total Position
$2.2M
+269%
6.7%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.6M
Total Position
$3.5M
+490%
6.1%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$303 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $303 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
5.0%
$2,683/mo
50% occ.
6.3%
$3,383/mo
60% occ.
7.6%
$4,084/mo
current
70% occ.
8.9%
$4,784/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.