Terraced house in Pine Cliffs Resort Nn, Pine Cliffs, Albufeira e Olhos de Água
Terraced house in Pine Cliffs Resort Nn, Pine Cliffs, Albufeira e Olhos de Água — image 2Terraced house in Pine Cliffs Resort Nn, Pine Cliffs, Albufeira e Olhos de Água — image 3Terraced house in Pine Cliffs Resort Nn, Pine Cliffs, Albufeira e Olhos de Água — image 4Terraced house in Pine Cliffs Resort Nn, Pine Cliffs, Albufeira e Olhos de Água — image 5
Grade Bvillamid-range

Terraced house in Pine Cliffs Resort Nn, Pine Cliffs, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.3M

Asking Price (EUR)

1.4%

True Net Yield (Owner, all-in)

1.0%

True Net Yield (Managed, all-in)

2.1%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,000/yr
Average Daily Rate: €177
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 52.1 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €2.0M
Brixfox Score: 59.7 / 100
Comparable Properties: 42
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+12.0% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,825
IS — Stamp duty (0.8%)€10,008
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,765
Total acquisition costs€123,848
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

2.4%

True gross yield (all-in)

2.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 175 m²
Style: contemporary
Condition: excellent
Year Built: 1992
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

split-level living/dining areadecorative wall art (gold discs, abstract painting)modern light fixturesbreakfast bar with stools

Score Breakdown

ROI
9.75
Visual Appeal
13.6
Ownership Security
13
Location
10.2
Land & Space
5.5
Rental Demand
4.64
Payback Speed
0
STR Suitability
3

Description

2 bedrooms furnished townhouse located in Pine Cliffs Resort. -Renovated in 2021 -3 bathrooms -In the center of the resort that closed to all the facilities -Direct access to the beach without leaving the Resort Set on the iconic ochre-red cliffs of the Algarve, Pine Cliffs Resort overlooks the Atlantic Ocean and is

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Terraced house in Pine Cliffs Resort Nn, Pine Cliffs, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
175 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.5% net return annually.

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The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$308K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.5%
$1,680/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
67.5 yr
Rental only

Property details

Year built: 1992
Energy: D
Condition: excellent

Description

2 bedrooms furnished townhouse located in Pine Cliffs Resort. -Renovated in 2021 -3 bathrooms -In the center of the resort that closed to all the facilities -Direct access to the beach without leaving the Resort Set on the iconic ochre-red cliffs of the Algarve, Pine Cliffs Resort overlooks the Atlantic Ocean and is

Income Breakdown

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Nightly Rate (ADR)
$256/night
50% ($118)Brixfox estimate($256/night)200% ($471)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$20,158
Airbnb data$256/night · 46% occupancy
Rental income
$256/night · 46% occ.
$43,342
Running costs (20%)
Utilities, cleaning, maintenance
-$8,668
Income tax (10%)
Indonesian rental income tax
-$12,136
Property tax
Annual property tax
-$2,380
Net income
1.5% ROI
$20,158

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,359,783
IMT (transfer tax, investment schedule)$101,984
Imposto de Selo (stamp duty)$10,878
Notary & registration$1,359
Legal / due diligence$20,397
Total acquisition costs$134,617
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$1,521,411

Gross yield (asking)

3.2%

True gross yield (all-in)

2.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.7M$4.3M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$98K
Total Position
$1.6M
+30%
5.3%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$213K
Total Position
$2.1M
+65%
5.1%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$498K
Total Position
$3.2M
+159%
4.9%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$882K
Total Position
$4.9M
+295%
4.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.5% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$235 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $235 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.3%
$1,435/mo
40% occ.
1.7%
$1,980/mo
46% occ.
2.1%
$2,330/mo
current
56% occ.
2.5%
$2,875/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.