Terraced house in Rua Capitão Joaquim Maria Galhardo, Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira
Grade Bvilla

Terraced house in Rua Capitão Joaquim Maria Galhardo, Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira

Tavira · Eastern Algarve ·

€440,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,333/yr
Average Daily Rate: €209
Payback Period: 16.0 years
5-yr Capital Value: €578,153
10-yr Capital Value: €703,412
Brixfox Score: 64 / 100
Comparable Properties: 55
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€524,050

+19.1% over asking

Asking price€440,000
IMT — Property transfer tax (investment schedule)€23,030
IS — Stamp duty (0.8%)€3,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,600
Total acquisition costs€34,400
Renovation (est. €200/m² × 114 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€22,800
(€11,400–€34,200)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€524,050

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Building: 114 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
17.38
Visual Appeal
10
Ownership Security
13
Location
9.84
Land & Space
4.28
Rental Demand
4.5
Payback Speed
2
STR Suitability
3

Description

T2+1 townhouse, ideal for those seeking comfort, functionality, and well-utilized spaces, located in Mato de Santo Espirito, Tavira. On the main floor, you'll find a pleasant and spacious living room, with direct access to a private terrace equipped with a barbecue, perfect for leisure and social moments. The kitchen i

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Terraced house in Rua Capitão Joaquim Maria Galhardo, Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira

Inventory
2 Beds
Bathrooms
0 Baths
Built Area
114 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$95K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$2,079/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.2 yr
Rental only

Property details

Description

T2+1 townhouse, ideal for those seeking comfort, functionality, and well-utilized spaces, located in Mato de Santo Espirito, Tavira. On the main floor, you'll find a pleasant and spacious living room, with direct access to a private terrace equipped with a barbecue, perfect for leisure and social moments. The kitchen i

Income Breakdown

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Nightly Rate (ADR)
$302/night
50% ($139)Brixfox estimate($302/night)200% ($555)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$24,947
Airbnb data$302/night · 45% occupancy
Rental income
$302/night · 45% occ.
$49,585
Running costs (20%)
Utilities, cleaning, maintenance
-$9,917
Income tax (10%)
Indonesian rental income tax
-$13,884
Property tax
Annual property tax
-$837
Net income
5.2% ROI
$24,947

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$478,261
IMT (transfer tax, investment schedule)$25,033
Imposto de Selo (stamp duty)$3,826
Notary & registration$1,359
Legal / due diligence$7,174
Total acquisition costs$37,391
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$24,783
($12,391–$37,174)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$567,446

Gross yield (asking)

10.4%

True gross yield (all-in)

8.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$2.9M$2.2M$1.4M$724K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $440K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$535K
+22%
Rental Income
+$122K
Total Position
$657K
+49%
8.4%/yr
Year 10
Capital Value
$651K
+48%
Rental Income
+$263K
Total Position
$914K
+108%
7.6%/yr
Year 20
Capital Value
$964K
+119%
Rental Income
+$617K
Total Position
$1.6M
+259%
6.6%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.1M
Total Position
$2.5M
+473%
6.0%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$278 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $278 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$1,858/mo
40% occ.
6.3%
$2,500/mo
45% occ.
7.1%
$2,823/mo
current
55% occ.
8.7%
$3,465/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.