House in Em514, Santo Estêvão
House in Em514, Santo Estêvão — image 2House in Em514, Santo Estêvão — image 3House in Em514, Santo Estêvão — image 4House in Em514, Santo Estêvão — image 5
Grade Bvilla

House in Em514, Santo Estêvão

Tavira · Eastern Algarve ·

€2.8M

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (2 comps, 74% confidence).

1.8%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.8%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €85,743/yr
Average Daily Rate: €352
Payback Period: 35.1 years
5-yr Capital Value: €3.6M
10-yr Capital Value: €4.4M
Brixfox Score: 59.1 / 100
Comparable Properties: 2
Data Confidence: 74%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.1M

+13.1% over asking

Asking price€2.8M
IMT — Property transfer tax (investment schedule)€206,250
IS — Stamp duty (0.8%)€22,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€41,250
Total acquisition costs€270,750
Renovation (est. €200/m² × 237 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€47,400
(€23,700–€71,100)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€3.1M

Gross yield (asking price)

3.1%

True gross yield (all-in)

2.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 237 m²
Year Built: 2012

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
11.05
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
7.62
Payback Speed
0
STR Suitability
3

Description

Set in the peaceful countryside of Santo Estêvão, just a short drive from Tavira, this beautifully maintained estate offers privacy, character and refined living in one of the Eastern Algarve's most desirable rural settings. Positioned within an expansive 37,330m² plot, surrounded by nature and distant vineyard views,

Location

📍 37.1227°N, 7.7232°W

· Tavira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

House in Em514, Santo Estêvão

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
237 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$596K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.3%
$5,691/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
43.8 yr
Rental only

Property details

Year built: 2012

Description

Set in the peaceful countryside of Santo Estêvão, just a short drive from Tavira, this beautifully maintained estate offers privacy, character and refined living in one of the Eastern Algarve's most desirable rural settings. Positioned within an expansive 37,330m² plot, surrounded by nature and distant vineyard views,

Income Breakdown

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Nightly Rate (ADR)
$508/night
50% ($234)Brixfox estimate($508/night)200% ($935)
Occupancy
76%
10%Brixfox estimate(76%)100%

Short-Term Rental

Yearly income
$68,289
Airbnb data$508/night · 76% occupancy
Rental income
$508/night · 76% occ.
$141,384
Running costs (20%)
Utilities, cleaning, maintenance
-$28,277
Income tax (10%)
Indonesian rental income tax
-$39,587
Property tax
Annual property tax
-$5,231
Net income
2.3% ROI
$68,289

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,989,130
IMT (transfer tax, investment schedule)$224,185
Imposto de Selo (stamp duty)$23,913
Notary & registration$1,359
Legal / due diligence$44,837
Total acquisition costs$294,293
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$51,522
($25,761–$77,283)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$3,379,402

Gross yield (asking)

4.7%

True gross yield (all-in)

4.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$13.7M$10.3M$6.8M$3.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.8M
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 29: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.3M
+22%
Rental Income
+$334K
Total Position
$3.7M
+34%
6.0%/yr
Year 10
Capital Value
$4.1M
+48%
Rental Income
+$720K
Total Position
$4.8M
+74%
5.7%/yr
Year 20
Capital Value
$6.0M
+119%
Rental Income
+$1.7M
Total Position
$7.7M
+180%
5.3%/yr
Year 30
Capital Value
$8.9M
+224%
Rental Income
+$3.0M
Total Position
$11.9M
+333%
5.0%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Strong
76% average occupancy
Nightly Rate
Strong
$468 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Strong occupancy at 76% — consistent booking demand
Premium nightly rate of $468 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

56% occ.
2.3%
$5,647/mo
66% occ.
2.7%
$6,729/mo
76% occ.
3.1%
$7,811/mo
current
86% occ.
3.6%
$8,894/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.