T2 flat in Vale Pedras, Albufeira, Albufeira e Olhos de Água
T2 flat in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 2T2 flat in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 3T2 flat in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 4T2 flat in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 5
Grade Bapartmentmid-range

T2 flat in Vale Pedras, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€370,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.0%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,586/yr
Average Daily Rate: €140
-30.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%)
Payback Period: 18.1 years
5-yr Capital Value: €486,174
10-yr Capital Value: €591,506
Brixfox Score: 62.7 / 100
Comparable Properties: 85
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€427,485

+15.5% over asking

Asking price€370,000
IMT — Property transfer tax (investment schedule)€17,430
IS — Stamp duty (0.8%)€2,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,550
Total acquisition costs€27,190
Renovation (est. €55/m² × 99 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,445
(€2,970–€7,920)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€427,485

Gross yield (asking price)

6.9%

True gross yield (all-in)

6.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 99 m²
Style: dated
Condition: good
Year Built: 2003
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balconies with decorative railingspatterned facade elements

Score Breakdown

ROI
16.3
Visual Appeal
9.2
Ownership Security
13
Location
10.2
Land & Space
3.98
Rental Demand
5.01
Payback Speed
2
STR Suitability
3

Description

2-bedroom apartment with garage in Albufeira – Comfort, space, and prime location We present this excellent 2-bedroom apartment, located in the heart of Albufeira, just 2 km from the beach. With a total area of 99.25 m², it stands out for its functional layout, brightness, and proximity to all essential amenities — id

Location

📍 37.1004°N, 8.2390°W

· Albufeira, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T2 flat in Vale Pedras, Albufeira, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
99 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$91K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.6%
$1,544/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.7 yr
Rental only

Property details

Year built: 2003
Energy: D
Condition: good

Description

2-bedroom apartment with garage in Albufeira – Comfort, space, and prime location We present this excellent 2-bedroom apartment, located in the heart of Albufeira, just 2 km from the beach. With a total area of 99.25 m², it stands out for its functional layout, brightness, and proximity to all essential amenities — id

Income Breakdown

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Nightly Rate (ADR)
$202/night
50% ($93)Brixfox estimate($202/night)200% ($372)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$18,527
Airbnb data$202/night · 50% occupancy
Rental income
$202/night · 50% occ.
$36,983
Running costs (20%)
Utilities, cleaning, maintenance
-$7,397
Income tax (10%)
Indonesian rental income tax
-$10,355
Property tax
Annual property tax
-$704
Net income
4.6% ROI
$18,527

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$402,174
IMT (transfer tax, investment schedule)$18,946
Imposto de Selo (stamp duty)$3,217
Notary & registration$1,359
Legal / due diligence$6,033
Total acquisition costs$29,554
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,918
($3,228–$8,609)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$464,658

Gross yield (asking)

9.2%

True gross yield (all-in)

8.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.3M$1.7M$1.2M$578K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $370K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$450K
+22%
Rental Income
+$90K
Total Position
$541K
+46%
7.9%/yr
Year 10
Capital Value
$548K
+48%
Rental Income
+$195K
Total Position
$743K
+101%
7.2%/yr
Year 20
Capital Value
$811K
+119%
Rental Income
+$458K
Total Position
$1.3M
+243%
6.4%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$811K
Total Position
$2.0M
+444%
5.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Good
$186 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$1,238/mo
40% occ.
5.0%
$1,668/mo
50% occ.
6.3%
$2,099/mo
current
60% occ.
7.5%
$2,529/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.