Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água
Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 2Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 3Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 4Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 5
Grade Aapartmentmid-range

Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€540,000

Asking Price (EUR)

10.1%

True Net Yield (Owner, all-in)

7.0%

True Net Yield (Managed, all-in)

15.6%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €98,641/yr
Average Daily Rate: €602
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 6.8 years
5-yr Capital Value: €709,552
10-yr Capital Value: €863,278
Brixfox Score: 76.2 / 100
Comparable Properties: 15
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€631,825

+17.0% over asking

Asking price€540,000
IMT — Property transfer tax (investment schedule)€31,030
IS — Stamp duty (0.8%)€4,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,100
Total acquisition costs€44,700
Renovation (est. €55/m² × 165 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,075
(€4,950–€13,200)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€38,050
All-in investment (incl. renovation & furnishing)€631,825

Gross yield (asking price)

18.3%

True gross yield (all-in)

15.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 165 m²
Style: portuguese-traditional
Condition: good
Year Built: 1996
Energy Certificate: E
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal swimming pooltraditional brick paving

Score Breakdown

ROI
25
Visual Appeal
10.2
Ownership Security
13
Location
10.2
Land & Space
5.3
Rental Demand
4.49
Payback Speed
5
STR Suitability
3

Description

Spacious Duplex Apartment with Garden and Swimming Pool – Top Floor in Albufeira, with Small Sea View We present a magnificent duplex apartment located on the top floor of a private condominium in Albufeira, ideal for those seeking comfort, privacy, and a prime location. Distributed over the 3rd and 4th floors, this

Location

📍 37.0917°N, 8.2413°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
165 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 12.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$133K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.6%
$6,175/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.9 yr
Rental only

Property details

Year built: 1996
Energy: E
Condition: good

Description

Spacious Duplex Apartment with Garden and Swimming Pool – Top Floor in Albufeira, with Small Sea View We present a magnificent duplex apartment located on the top floor of a private condominium in Albufeira, ideal for those seeking comfort, privacy, and a prime location. Distributed over the 3rd and 4th floors, this

Income Breakdown

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Nightly Rate (ADR)
$882/night
50% ($406)Brixfox estimate($882/night)200% ($1623)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$74,095
Airbnb data$882/night · 45% occupancy
Rental income
$882/night · 45% occ.
$144,466
Running costs (20%)
Utilities, cleaning, maintenance
-$28,893
Income tax (10%)
Indonesian rental income tax
-$40,451
Property tax
Annual property tax
-$1,027
Net income
12.6% ROI
$74,095

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$586,957
IMT (transfer tax, investment schedule)$33,728
Imposto de Selo (stamp duty)$4,696
Notary & registration$1,359
Legal / due diligence$8,804
Total acquisition costs$48,587
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,864
($5,380–$14,348)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$686,766

Gross yield (asking)

24.6%

True gross yield (all-in)

21.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.7M$4.3M$2.9M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $540K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$657K
+22%
Rental Income
+$362K
Total Position
$1.0M
+89%
13.5%/yr
Year 10
Capital Value
$799K
+48%
Rental Income
+$781K
Total Position
$1.6M
+193%
11.3%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.8M
Total Position
$3.0M
+458%
9.0%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$3.2M
Total Position
$5.0M
+825%
7.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.6% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$812 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.6% — outperforms most villas in this market
Premium nightly rate of $812 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
11.3%
$5,549/mo
40% occ.
15.2%
$7,427/mo
45% occ.
17.1%
$8,342/mo
current
55% occ.
20.9%
$10,220/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.