T1 flat, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água
T1 flat, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 2T1 flat, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 3T1 flat, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 4T1 flat, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T1 flat, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€212,300

Asking Price (EUR)

6.1%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

9.3%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,227/yr
Average Daily Rate: €141
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 11.4 years
5-yr Capital Value: €278,959
10-yr Capital Value: €339,396
Brixfox Score: 71.9 / 100
Comparable Properties: 83
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€249,316

+17.4% over asking

Asking price€212,300
IMT — Property transfer tax (investment schedule)€5,858
IS — Stamp duty (0.8%)€1,698
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,185
Total acquisition costs€11,991
Renovation (est. €55/m² × 55 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,025
(€1,650–€4,400)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€249,316

Gross yield (asking price)

10.9%

True gross yield (all-in)

9.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 55 m²
Style: contemporary
Condition: good
Year Built: 2007
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large communal pool areatennis courtexpansive balcony with views

Score Breakdown

ROI
21.26
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
3.1
Rental Demand
4.51
Payback Speed
4
STR Suitability
3

Description

DL25-160 T1 Apartment in Albufeira with Pool, Balcony, and Services – Unmissable Opportunity for Investment or Holidays Discover this incredible T1 apartment in the Algarve, located in Albufeira, one of the most sought-after regions for real estate investment and holiday rentals. With approximately 55 m2, this apartm

Location

📍 37.0969°N, 8.2349°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T1 flat, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
55 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.4% net return annually.

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The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$52K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.4%
$1,421/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.5 yr
Rental only

Property details

Year built: 2007
Energy: D
Condition: good

Description

DL25-160 T1 Apartment in Albufeira with Pool, Balcony, and Services – Unmissable Opportunity for Investment or Holidays Discover this incredible T1 apartment in the Algarve, located in Albufeira, one of the most sought-after regions for real estate investment and holiday rentals. With approximately 55 m2, this apartm

Income Breakdown

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Nightly Rate (ADR)
$204/night
50% ($94)Brixfox estimate($204/night)200% ($375)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$17,055
Airbnb data$204/night · 45% occupancy
Rental income
$204/night · 45% occ.
$33,575
Running costs (20%)
Utilities, cleaning, maintenance
-$6,715
Income tax (10%)
Indonesian rental income tax
-$9,401
Property tax
Annual property tax
-$404
Net income
7.4% ROI
$17,055

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$230,761
IMT (transfer tax, investment schedule)$6,367
Imposto de Selo (stamp duty)$1,846
Notary & registration$1,359
Legal / due diligence$3,462
Total acquisition costs$13,034
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,288
($1,793–$4,783)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$270,996

Gross yield (asking)

14.5%

True gross yield (all-in)

12.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.7M$1.2M$825K$413K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $212K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$258K
+22%
Rental Income
+$83K
Total Position
$342K
+61%
10.0%/yr
Year 10
Capital Value
$314K
+48%
Rental Income
+$180K
Total Position
$494K
+133%
8.8%/yr
Year 20
Capital Value
$465K
+119%
Rental Income
+$422K
Total Position
$887K
+318%
7.4%/yr
Year 30
Capital Value
$689K
+224%
Rental Income
+$746K
Total Position
$1.4M
+576%
6.6%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Good
$188 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.6%
$1,269/mo
40% occ.
8.9%
$1,704/mo
45% occ.
10.0%
$1,925/mo
current
55% occ.
12.3%
$2,359/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.