T1 flat in Vale Navio, Albufeira, Albufeira e Olhos de Água
T1 flat in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T1 flat in Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€220,000

Asking Price (EUR)

7.4%

True Net Yield (Owner, all-in)

5.1%

True Net Yield (Managed, all-in)

11.4%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,004/yr
Average Daily Rate: €135
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 9.3 years
5-yr Capital Value: €289,077
10-yr Capital Value: €351,706
Brixfox Score: 73.6 / 100
Comparable Properties: 34
Data Confidence: 84%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€255,287

+16.0% over asking

Asking price€220,000
IMT — Property transfer tax (investment schedule)€6,397
IS — Stamp duty (0.8%)€1,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,300
Total acquisition costs€12,707
Renovation (est. €55/m² × 56 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,080
(€1,680–€4,480)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€255,287

Gross yield (asking price)

13.2%

True gross yield (all-in)

11.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 56 m²
Style: contemporary
Condition: good
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

red accent ceiling panelsstriped curtainsmodern wall sconces

Score Breakdown

ROI
24.23
Visual Appeal
10.2
Ownership Security
13
Location
10.2
Land & Space
3.12
Rental Demand
5.88
Payback Speed
4
STR Suitability
3

Description

Enjoy comfort and style in an exclusive setting in the heart of the Algarve with this charming 1 bedroom flat located in the prestigious Balaia Atlântico**** tourist complex, located in Vale Navio, Albufeira. With a modern and minimalist décor, this flat offers a cosy and functional space. The main area consists of a

Location

📍 37.1064°N, 8.2039°W

· Albufeira, Algarve, Portugal

View on ImmoAlgarve →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T1 flat in Vale Navio, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
56 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 9.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$54K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.1%
$1,809/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.0 yr
Rental only

Property details

Energy: Exempt
Condition: good

Description

Enjoy comfort and style in an exclusive setting in the heart of the Algarve with this charming 1 bedroom flat located in the prestigious Balaia Atlântico**** tourist complex, located in Vale Navio, Albufeira. With a modern and minimalist décor, this flat offers a cosy and functional space. The main area consists of a

Income Breakdown

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Nightly Rate (ADR)
$198/night
50% ($91)Brixfox estimate($198/night)200% ($365)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Yearly income
$21,704
Airbnb data$198/night · 59% occupancy
Rental income
$198/night · 59% occ.
$42,542
Running costs (20%)
Utilities, cleaning, maintenance
-$8,508
Income tax (10%)
Indonesian rental income tax
-$11,912
Property tax
Annual property tax
-$418
Net income
9.1% ROI
$21,704

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$239,130
IMT (transfer tax, investment schedule)$6,953
Imposto de Selo (stamp duty)$1,913
Notary & registration$1,359
Legal / due diligence$3,587
Total acquisition costs$13,812
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,348
($1,826–$4,870)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$277,486

Gross yield (asking)

17.8%

True gross yield (all-in)

15.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.9M$1.4M$957K$478K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $220K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$268K
+22%
Rental Income
+$106K
Total Position
$374K
+70%
11.2%/yr
Year 10
Capital Value
$326K
+48%
Rental Income
+$229K
Total Position
$555K
+152%
9.7%/yr
Year 20
Capital Value
$482K
+119%
Rental Income
+$537K
Total Position
$1.0M
+363%
8.0%/yr
Year 30
Capital Value
$714K
+224%
Rental Income
+$950K
Total Position
$1.7M
+656%
7.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.1% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Good
$182 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.1% — outperforms most villas in this market
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
8.0%
$1,602/mo
49% occ.
10.2%
$2,025/mo
59% occ.
12.3%
$2,447/mo
current
69% occ.
14.4%
$2,869/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.