T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€229,000

Asking Price (EUR)

7.0%

True Net Yield (Owner, all-in)

4.8%

True Net Yield (Managed, all-in)

10.8%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €28,839/yr
Average Daily Rate: €161
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 9.7 years
5-yr Capital Value: €300,903
10-yr Capital Value: €366,094
Brixfox Score: 70.8 / 100
Comparable Properties: 84
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€267,844

+17.0% over asking

Asking price€229,000
IMT — Property transfer tax (investment schedule)€7,027
IS — Stamp duty (0.8%)€1,832
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,435
Total acquisition costs€13,544
Renovation (est. €55/m² × 60 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,300
(€1,800–€4,800)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€267,844

Gross yield (asking price)

12.6%

True gross yield (all-in)

10.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 60 m²
Style: portuguese-traditional
Condition: good
Year Built: 1995
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal swimming pooltraditional Portuguese paving

Score Breakdown

ROI
23.65
Visual Appeal
8.8
Ownership Security
13
Location
10.2
Land & Space
3.2
Rental Demand
4.92
Payback Speed
4
STR Suitability
3

Description

PORTUGAL - ALGARVE - ALBUFEIRA Very spacious one-bedroom flat for sale in Albufeira. The property comprises an entrance hall, an open-plan living room and kitchen with built-in wardrobes in the living room, a bedroom with a wardrobe, and a bathroom with a bath. The kitchen and living room open onto a west-facing bal

Location

📍 37.0946°N, 8.2497°W

· Albufeira, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T1 flat in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
60 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$56K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.7%
$1,810/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.5 yr
Rental only

Property details

Year built: 1995
Energy: C
Condition: good

Description

PORTUGAL - ALGARVE - ALBUFEIRA Very spacious one-bedroom flat for sale in Albufeira. The property comprises an entrance hall, an open-plan living room and kitchen with built-in wardrobes in the living room, a bedroom with a wardrobe, and a bathroom with a bath. The kitchen and living room open onto a west-facing bal

Income Breakdown

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Nightly Rate (ADR)
$237/night
50% ($109)Brixfox estimate($237/night)200% ($437)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$21,725
Airbnb data$237/night · 49% occupancy
Rental income
$237/night · 49% occ.
$42,616
Running costs (20%)
Utilities, cleaning, maintenance
-$8,523
Income tax (10%)
Indonesian rental income tax
-$11,933
Property tax
Annual property tax
-$436
Net income
8.7% ROI
$21,725

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$248,913
IMT (transfer tax, investment schedule)$7,638
Imposto de Selo (stamp duty)$1,991
Notary & registration$1,359
Legal / due diligence$3,734
Total acquisition costs$14,722
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,587
($1,957–$5,217)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$291,135

Gross yield (asking)

17.1%

True gross yield (all-in)

14.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.9M$1.5M$974K$487K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $229K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$279K
+22%
Rental Income
+$106K
Total Position
$385K
+68%
10.9%/yr
Year 10
Capital Value
$339K
+48%
Rental Income
+$229K
Total Position
$568K
+148%
9.5%/yr
Year 20
Capital Value
$502K
+119%
Rental Income
+$537K
Total Position
$1.0M
+354%
7.9%/yr
Year 30
Capital Value
$743K
+224%
Rental Income
+$951K
Total Position
$1.7M
+640%
6.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.7% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$218 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.7% — outperforms most villas in this market
Premium nightly rate of $218 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.1%
$1,479/mo
40% occ.
9.6%
$1,984/mo
49% occ.
11.8%
$2,450/mo
current
59% occ.
14.2%
$2,955/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.