Penthouse in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água
Grade Bapartmentluxury

Penthouse in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€987,000

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,400/yr
Average Daily Rate: €347
Payback Period: 25.1 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 59.9 / 100
Comparable Properties: 16
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.6% over asking

Asking price€987,000
IMT — Property transfer tax (investment schedule)€59,220
IS — Stamp duty (0.8%)€7,896
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,805
Total acquisition costs€83,171
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€51,300
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

4.9%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 213 m²
Style: contemporary
Condition: excellent
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balcony railingsmodern outdoor dining arealong narrow swimming poolartificial turf lawn

Score Breakdown

ROI
13.91
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
3.82
Payback Speed
0
STR Suitability
3

Description

**Luxury Apartment for Sale in Albufeira, Algarve** Discover this magnificent luxury apartment located in Albufeira, in the heart of the prestigious Algarve. This exclusive property offers a unique opportunity to live in a high-quality space, ideal for both holidays and permanent residence. **Apartment Features: ** *

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Penthouse in Estrada dos Brejos, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
213 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$243K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$2,920/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.6 yr
Rental only

Property details

Condition: excellent

Description

**Luxury Apartment for Sale in Albufeira, Algarve** Discover this magnificent luxury apartment located in Albufeira, in the heart of the prestigious Algarve. This exclusive property offers a unique opportunity to live in a high-quality space, ideal for both holidays and permanent residence. **Apartment Features: ** *

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$509/night
50% ($234)Brixfox estimate($509/night)200% ($936)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$35,038
Airbnb data$509/night · 38% occupancy
Rental income
$509/night · 38% occ.
$70,991
Running costs (20%)
Utilities, cleaning, maintenance
-$14,198
Income tax (10%)
Indonesian rental income tax
-$19,878
Property tax
Annual property tax
-$1,877
Net income
3.3% ROI
$35,038

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,072,826
IMT (transfer tax, investment schedule)$64,370
Imposto de Selo (stamp duty)$8,583
Notary & registration$1,359
Legal / due diligence$16,092
Total acquisition costs$90,403
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,218,990

Gross yield (asking)

6.6%

True gross yield (all-in)

5.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.4M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $987K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$171K
Total Position
$1.4M
+39%
6.8%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$370K
Total Position
$1.8M
+85%
6.4%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$866K
Total Position
$3.0M
+207%
5.8%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$1.5M
Total Position
$4.7M
+380%
5.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$468 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $468 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.5%
$3,092/mo
40% occ.
4.7%
$4,175/mo
38% occ.
4.5%
$3,985/mo
current
48% occ.
5.7%
$5,068/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.