Detached house in Aldeia do Golf - Alto do Golf, Quarteira
Grade Bvilla

Detached house in Aldeia do Golf - Alto do Golf, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€875,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,598/yr
Average Daily Rate: €355
Payback Period: 23.5 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.4M
Brixfox Score: 59.3 / 100
Comparable Properties: 17
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+17.1% over asking

Asking price€875,000
IMT — Property transfer tax (investment schedule)€52,500
IS — Stamp duty (0.8%)€7,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,125
Total acquisition costs€73,875
Renovation (est. €200/m² × 216 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€43,200
(€21,600–€64,800)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 216 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
14.33
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
3.6
Payback Speed
1
STR Suitability
3

Description

Charming 3-Bedroom Villa in Vilamoura with Garden, Pool and Energy Certificate A! Experience the Algarve lifestyle in this elegant family villa located in Vilamoura, within a privileged condominium offering green spaces, swimming pools, a restaurant, mini-market, and ample free parking. With a total area of 118 m², th

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Aldeia do Golf - Alto do Golf, Quarteira

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
216 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$269K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$2,778/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.5 yr
Rental only

Property details

Description

Charming 3-Bedroom Villa in Vilamoura with Garden, Pool and Energy Certificate A! Experience the Algarve lifestyle in this elegant family villa located in Vilamoura, within a privileged condominium offering green spaces, swimming pools, a restaurant, mini-market, and ample free parking. With a total area of 118 m², th

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$513/night
50% ($236)Brixfox estimate($513/night)200% ($943)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$33,333
Airbnb data$513/night · 36% occupancy
Rental income
$513/night · 36% occ.
$67,302
Running costs (20%)
Utilities, cleaning, maintenance
-$13,460
Income tax (10%)
Indonesian rental income tax
-$18,845
Property tax
Annual property tax
-$1,664
Net income
3.5% ROI
$33,333

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$951,087
IMT (transfer tax, investment schedule)$57,065
Imposto de Selo (stamp duty)$7,609
Notary & registration$1,359
Legal / due diligence$14,266
Total acquisition costs$80,299
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$46,957
($23,478–$70,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,111,168

Gross yield (asking)

7.1%

True gross yield (all-in)

6.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.9M$3.7M$2.5M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $875K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$163K
Total Position
$1.2M
+40%
7.0%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$352K
Total Position
$1.6M
+88%
6.5%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$824K
Total Position
$2.7M
+213%
5.9%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$1.5M
Total Position
$4.3M
+391%
5.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$472 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $472 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$3,136/mo
40% occ.
5.3%
$4,227/mo
36% occ.
4.8%
$3,787/mo
current
46% occ.
6.2%
$4,879/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.