Terraced house in Ferreiras, Albufeira
Terraced house in Ferreiras, Albufeira — image 2Terraced house in Ferreiras, Albufeira — image 3Terraced house in Ferreiras, Albufeira — image 4Terraced house in Ferreiras, Albufeira — image 5
Grade Avillamid-range

Terraced house in Ferreiras, Albufeira

Albufeira · Central Algarve ·

€398,000

Asking Price (EUR)

6.8%

True Net Yield (Owner, all-in)

4.7%

True Net Yield (Managed, all-in)

10.4%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,588/yr
Average Daily Rate: €247
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 10.1 years
5-yr Capital Value: €522,966
10-yr Capital Value: €636,268
Brixfox Score: 75.1 / 100
Comparable Properties: 19
Data Confidence: 79%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€465,344

+16.9% over asking

Asking price€398,000
IMT — Property transfer tax (investment schedule)€19,670
IS — Stamp duty (0.8%)€3,184
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,970
Total acquisition costs€30,074
Renovation (est. €55/m² × 144 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,920
(€4,320–€11,520)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€465,344

Gross yield (asking price)

12.2%

True gross yield (all-in)

10.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 144 m²
Style: contemporary
Condition: good
Year Built: 2008
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large communal green spacesresort-style pool area

Score Breakdown

ROI
23.01
Visual Appeal
12.2
Ownership Security
13
Location
9.6
Land & Space
4.88
Rental Demand
5.39
Payback Speed
4
STR Suitability
3

Description

We present you this pleasant condominium, in a privileged location, close to the beach and all the commerce and services, surrounded by nature, it has admirable green spaces and two sublime swimming pools, for those looking for comfort, tranquillity and security, this is the ideal place; either to live or to enjoy your

Location

📍 37.1268°N, 8.2435°W

· Albufeira, Algarve, Portugal

View on 2 Invest Home Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Terraced house in Ferreiras, Albufeira

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
144 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$98K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.4%
$3,020/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.9 yr
Rental only

Property details

Year built: 2008
Energy: C
Condition: good

Description

We present you this pleasant condominium, in a privileged location, close to the beach and all the commerce and services, surrounded by nature, it has admirable green spaces and two sublime swimming pools, for those looking for comfort, tranquillity and security, this is the ideal place; either to live or to enjoy your

Income Breakdown

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Nightly Rate (ADR)
$362/night
50% ($167)Brixfox estimate($362/night)200% ($666)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$36,245
Airbnb data$362/night · 54% occupancy
Rental income
$362/night · 54% occ.
$71,159
Running costs (20%)
Utilities, cleaning, maintenance
-$14,232
Income tax (10%)
Indonesian rental income tax
-$19,924
Property tax
Annual property tax
-$757
Net income
8.4% ROI
$36,245

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$432,609
IMT (transfer tax, investment schedule)$21,380
Imposto de Selo (stamp duty)$3,461
Notary & registration$1,359
Legal / due diligence$6,489
Total acquisition costs$32,689
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,609
($4,696–$12,522)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$503,635

Gross yield (asking)

16.4%

True gross yield (all-in)

14.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.3M$2.5M$1.7M$827K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $398K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$484K
+22%
Rental Income
+$177K
Total Position
$661K
+66%
10.7%/yr
Year 10
Capital Value
$589K
+48%
Rental Income
+$382K
Total Position
$971K
+144%
9.3%/yr
Year 20
Capital Value
$872K
+119%
Rental Income
+$896K
Total Position
$1.8M
+344%
7.7%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.6M
Total Position
$2.9M
+623%
6.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.4% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$333 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.4% — outperforms most villas in this market
Premium nightly rate of $333 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
7.1%
$2,546/mo
44% occ.
9.2%
$3,317/mo
54% occ.
11.3%
$4,088/mo
current
64% occ.
13.5%
$4,859/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.