Detached house in Pct. do Vale da Orada, 75, São Rafael, Albufeira e Olhos de Água
Detached house in Pct. do Vale da Orada, 75, São Rafael, Albufeira e Olhos de Água — image 2Detached house in Pct. do Vale da Orada, 75, São Rafael, Albufeira e Olhos de Água — image 3Detached house in Pct. do Vale da Orada, 75, São Rafael, Albufeira e Olhos de Água — image 4Detached house in Pct. do Vale da Orada, 75, São Rafael, Albufeira e Olhos de Água — image 5
Grade Avillaluxury

Detached house in Pct. do Vale da Orada, 75, São Rafael, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.3M

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.2%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €121,895/yr
Average Daily Rate: €653
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 13.3 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.1M
Brixfox Score: 77.1 / 100
Comparable Properties: 10
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+14.7% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€97,425
IS — Stamp duty (0.8%)€10,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€19,485
Total acquisition costs€128,552
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

9.4%

True gross yield (all-in)

8.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 285 m²
Land: 468 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multiple balconies/terracesprivate swimming poolrooftop access with spiral staircasesolar panelsmodern minimalist facade

Score Breakdown

ROI
19.33
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
9.68
Rental Demand
5.12
Payback Speed
3
STR Suitability
3

Description

Elegant 2-Story Villa + Basement with Algarve Soul This villa offers everything you need to live in style, comfort, and with a touch of Algarve charm. Modern design meets smart functionality, with every detail crafted for daily wellbeing. Bright & Spacious Social Area On the ground floor, an open-plan living room and

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Pct. do Vale da Orada, 75, São Rafael, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
285 m²
Land Plot
468 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 6.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$320K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.3%
$7,426/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.8 yr
Rental only

Property details

Year built: 2025
Energy: A
Condition: new-build

Description

Elegant 2-Story Villa + Basement with Algarve Soul This villa offers everything you need to live in style, comfort, and with a touch of Algarve charm. Modern design meets smart functionality, with every detail crafted for daily wellbeing. Bright & Spacious Social Area On the ground floor, an open-plan living room and

Income Breakdown

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Nightly Rate (ADR)
$943/night
50% ($434)Brixfox estimate($943/night)200% ($1735)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$89,112
Airbnb data$943/night · 51% occupancy
Rental income
$943/night · 51% occ.
$176,122
Running costs (20%)
Utilities, cleaning, maintenance
-$35,224
Income tax (10%)
Indonesian rental income tax
-$49,314
Property tax
Annual property tax
-$2,471
Net income
6.3% ROI
$89,112

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,411,957
IMT (transfer tax, investment schedule)$105,897
Imposto de Selo (stamp duty)$11,296
Notary & registration$1,359
Legal / due diligence$21,179
Total acquisition costs$139,730
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,617,067

Gross yield (asking)

12.5%

True gross yield (all-in)

10.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$9.3M$7.0M$4.7M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$435K
Total Position
$2.0M
+55%
9.2%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$940K
Total Position
$2.9M
+120%
8.2%/yr
Year 20
Capital Value
$2.8M
+119%
Rental Income
+$2.2M
Total Position
$5.0M
+289%
7.0%/yr
Year 30
Capital Value
$4.2M
+224%
Rental Income
+$3.9M
Total Position
$8.1M
+525%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$867 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
468 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $867 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
5.1%
$6,053/mo
41% occ.
6.9%
$8,060/mo
51% occ.
8.6%
$10,068/mo
current
61% occ.
10.3%
$12,075/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.