Detached house in Centro de Guia, Guia
Detached house in Centro de Guia, Guia — image 2Detached house in Centro de Guia, Guia — image 3Detached house in Centro de Guia, Guia — image 4Detached house in Centro de Guia, Guia — image 5
Grade B+villa

Detached house in Centro de Guia, Guia

Albufeira · Central Algarve ·

€2.2M

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

7.9%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €202,025/yr
Average Daily Rate: €970
Payback Period: 13.6 years
5-yr Capital Value: €2.9M
10-yr Capital Value: €3.5M
Brixfox Score: 68.2 / 100
Comparable Properties: 12
Data Confidence: 55%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.5M

+16.2% over asking

Asking price€2.2M
IMT — Property transfer tax (investment schedule)€164,250
IS — Stamp duty (0.8%)€17,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€32,850
Total acquisition costs€215,870
Renovation (est. €200/m² × 485 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€97,000
(€48,500–€145,500)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€2.5M

Gross yield (asking price)

9.2%

True gross yield (all-in)

7.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 485 m²
Year Built: 1986

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
19.13
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.71
Payback Speed
3
STR Suitability
3

Description

Set within beautifully landscaped and fully enclosed grounds extending to 15,110 sqm, this impressive single-storey villa of 485 sqm offers a perfect balance of privacy, space, and modern comfort in a prime location near Guia. Fully refurbished in 2023, the property combines contemporary upgrades with a warm and elegan

Location

📍 37.1322°N, 8.2914°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Centro de Guia, Guia

Inventory
5 Beds
Bathrooms
4 Baths
Built Area
485 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$539K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.2%
$12,297/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.1 yr
Rental only

Property details

Year built: 1986

Description

Set within beautifully landscaped and fully enclosed grounds extending to 15,110 sqm, this impressive single-storey villa of 485 sqm offers a perfect balance of privacy, space, and modern comfort in a prime location near Guia. Fully refurbished in 2023, the property combines contemporary upgrades with a warm and elegan

Income Breakdown

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Nightly Rate (ADR)
$1,400/night
50% ($644)Brixfox estimate($1,400/night)200% ($2576)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Yearly income
$147,562
Airbnb data$1,400/night · 57% occupancy
Rental income
$1,400/night · 57% occ.
$291,785
Running costs (20%)
Utilities, cleaning, maintenance
-$58,357
Income tax (10%)
Indonesian rental income tax
-$81,700
Property tax
Annual property tax
-$4,166
Net income
6.2% ROI
$147,562

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,380,435
IMT (transfer tax, investment schedule)$178,533
Imposto de Selo (stamp duty)$19,043
Notary & registration$1,359
Legal / due diligence$35,707
Total acquisition costs$234,641
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$105,435
($52,717–$158,152)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$2,764,967

Gross yield (asking)

12.3%

True gross yield (all-in)

10.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$15.6M$11.7M$7.8M$3.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.2M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.7M
+22%
Rental Income
+$721K
Total Position
$3.4M
+55%
9.1%/yr
Year 10
Capital Value
$3.2M
+48%
Rental Income
+$1.6M
Total Position
$4.8M
+119%
8.2%/yr
Year 20
Capital Value
$4.8M
+119%
Rental Income
+$3.6M
Total Position
$8.4M
+286%
7.0%/yr
Year 30
Capital Value
$7.1M
+224%
Rental Income
+$6.5M
Total Position
$13.6M
+519%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$1288 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1288 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
5.4%
$10,711/mo
47% occ.
6.9%
$13,692/mo
57% occ.
8.4%
$16,674/mo
current
67% occ.
9.9%
$19,655/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.