T3 flat in Caliços, Albufeira, Albufeira e Olhos de Água
T3 flat in Caliços, Albufeira, Albufeira e Olhos de Água — image 2T3 flat in Caliços, Albufeira, Albufeira e Olhos de Água — image 3T3 flat in Caliços, Albufeira, Albufeira e Olhos de Água — image 4T3 flat in Caliços, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentluxury

T3 flat in Caliços, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€895,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.0%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €81,922/yr
Average Daily Rate: €437
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 13.5 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 71.8 / 100
Comparable Properties: 51
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+13.9% over asking

Asking price€895,000
IMT — Property transfer tax (investment schedule)€53,700
IS — Stamp duty (0.8%)€7,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,425
Total acquisition costs€75,535
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

9.2%

True gross yield (all-in)

8.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 105 m²
Style: contemporary
Condition: excellent
Year Built: 2023
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

floor-to-ceiling windowsopen-plan living/kitchensea view

Score Breakdown

ROI
19.2
Visual Appeal
14.2
Ownership Security
13
Location
10.2
Land & Space
4.1
Rental Demand
5.14
Payback Speed
3
STR Suitability
3

Description

New 3 bedroom apartment with pool and stunning sea views - Albufeira New apartment in a condominium located in a residential area just 6 minutes' drive from the centre of Albufeira, 3 minutes from the marina and 5 minutes from the beach. It comprises a spacious open-plan living-dining room with kitchen, 3 bedrooms 1 of

Location

📍 37.0990°N, 8.2551°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T3 flat in Caliços, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
105 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.2% net return annually.

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The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$220K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.2%
$5,053/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.0 yr
Rental only

Property details

Year built: 2023
Energy: A
Condition: excellent

Description

New 3 bedroom apartment with pool and stunning sea views - Albufeira New apartment in a condominium located in a residential area just 6 minutes' drive from the centre of Albufeira, 3 minutes from the marina and 5 minutes from the beach. It comprises a spacious open-plan living-dining room with kitchen, 3 bedrooms 1 of

Income Breakdown

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Nightly Rate (ADR)
$639/night
50% ($294)Brixfox estimate($639/night)200% ($1176)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$60,631
Airbnb data$639/night · 51% occupancy
Rental income
$639/night · 51% occ.
$119,873
Running costs (20%)
Utilities, cleaning, maintenance
-$23,975
Income tax (10%)
Indonesian rental income tax
-$33,564
Property tax
Annual property tax
-$1,702
Net income
6.2% ROI
$60,631

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$972,826
IMT (transfer tax, investment schedule)$58,370
Imposto de Selo (stamp duty)$7,783
Notary & registration$1,359
Legal / due diligence$14,592
Total acquisition costs$82,103
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$1,107,973

Gross yield (asking)

12.3%

True gross yield (all-in)

10.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$6.4M$4.8M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $895K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$296K
Total Position
$1.4M
+55%
9.1%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$639K
Total Position
$2.0M
+119%
8.2%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.5M
Total Position
$3.5M
+287%
7.0%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$2.7M
Total Position
$5.6M
+521%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$588 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $588 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
5.1%
$4,129/mo
41% occ.
6.8%
$5,490/mo
51% occ.
8.5%
$6,851/mo
current
61% occ.
10.1%
$8,211/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.