Terraced house in Centro Antigo, Albufeira, Albufeira e Olhos de Água
Terraced house in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 2Terraced house in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 3Terraced house in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 4Terraced house in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villamid-range

Terraced house in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€350,000

Asking Price (EUR)

6.9%

True Net Yield (Owner, all-in)

4.8%

True Net Yield (Managed, all-in)

10.7%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €43,606/yr
Average Daily Rate: €262
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 9.9 years
5-yr Capital Value: €459,895
10-yr Capital Value: €559,532
Brixfox Score: 73.1 / 100
Comparable Properties: 97
Data Confidence: 99%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€409,430

+17.0% over asking

Asking price€350,000
IMT — Property transfer tax (investment schedule)€15,830
IS — Stamp duty (0.8%)€2,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,250
Total acquisition costs€25,130
Renovation (est. €55/m² × 90 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,950
(€2,700–€7,200)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€409,430

Gross yield (asking price)

12.5%

True gross yield (all-in)

10.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 90 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: E
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal pool areatraditional Algarve architecture

Score Breakdown

ROI
23.35
Visual Appeal
11.2
Ownership Security
13
Location
10.2
Land & Space
3.8
Rental Demand
4.56
Payback Speed
4
STR Suitability
3

Description

1 + 1 bedroom villa in São Rafael, Albufeira. The villa consists of two parts, the ground floor and the second floor. On the ground floor there is an entrance hall, a living room with a fireplace, an open-plan kitchen and a bathroom. The living room has access to a large terrace. On the second floor there are two be

Location

📍 37.0880°N, 8.2549°W

· Albufeira, Algarve, Portugal

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Albufeira / Central Algarve

Terraced house in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
90 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.6% net return annually.

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The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$86K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.6%
$2,716/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.7 yr
Rental only

Property details

Energy: E
Condition: good

Description

1 + 1 bedroom villa in São Rafael, Albufeira. The villa consists of two parts, the ground floor and the second floor. On the ground floor there is an entrance hall, a living room with a fireplace, an open-plan kitchen and a bathroom. The living room has access to a large terrace. On the second floor there are two be

Income Breakdown

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Nightly Rate (ADR)
$384/night
50% ($177)Brixfox estimate($384/night)200% ($707)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$32,592
Airbnb data$384/night · 46% occupancy
Rental income
$384/night · 46% occ.
$63,958
Running costs (20%)
Utilities, cleaning, maintenance
-$12,792
Income tax (10%)
Indonesian rental income tax
-$17,908
Property tax
Annual property tax
-$666
Net income
8.6% ROI
$32,592

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$380,435
IMT (transfer tax, investment schedule)$17,207
Imposto de Selo (stamp duty)$3,043
Notary & registration$1,359
Legal / due diligence$5,707
Total acquisition costs$27,315
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,380
($2,935–$7,826)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$442,859

Gross yield (asking)

16.8%

True gross yield (all-in)

14.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.9M$2.2M$1.5M$736K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $350K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$426K
+22%
Rental Income
+$159K
Total Position
$585K
+67%
10.8%/yr
Year 10
Capital Value
$518K
+48%
Rental Income
+$344K
Total Position
$862K
+146%
9.4%/yr
Year 20
Capital Value
$767K
+119%
Rental Income
+$806K
Total Position
$1.6M
+349%
7.8%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.4M
Total Position
$2.6M
+632%
6.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.6% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$354 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.6% — outperforms most villas in this market
Premium nightly rate of $354 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.6%
$2,400/mo
40% occ.
10.2%
$3,219/mo
46% occ.
11.6%
$3,675/mo
current
56% occ.
14.2%
$4,494/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.