T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade Bapartmentbudget

T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€215,000

Asking Price (EUR)

4.0%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,048/yr
Average Daily Rate: €93
-35.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 16.5 years
5-yr Capital Value: €282,507
10-yr Capital Value: €343,713
Brixfox Score: 60.1 / 100
Comparable Properties: 92
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€264,192

+22.9% over asking

Asking price€215,000
IMT — Property transfer tax (investment schedule)€6,047
IS — Stamp duty (0.8%)€1,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,225
Total acquisition costs€12,242
Renovation (est. €350/m² × 67 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€23,450
(€16,750–€30,150)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€264,192

Gross yield (asking price)

7.5%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 67 m²
Style: dated
Condition: fair
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
17.09
Visual Appeal
6.8
Ownership Security
13
Location
10.2
Land & Space
3.34
Rental Demand
4.72
Payback Speed
2
STR Suitability
3

Description

**T1 Apartment in Albufeira - The Ideal Refuge in the Algarve! ** Discover this charming T1 apartment located in a Hotel, a true gem in vibrant Albufeira and Olhos de Água. With a gross area of 67 m², this property offers a cozy space, perfect for relaxing after a day at the beach. The living room, equipped with a mo

Location

📍 37.0922°N, 8.2394°W

· Albufeira, Algarve, Portugal

View on Chave Nova Vilamoura →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
67 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$53K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$983/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.8 yr
Rental only

Property details

Energy: C
Condition: fair

Description

**T1 Apartment in Albufeira - The Ideal Refuge in the Algarve! ** Discover this charming T1 apartment located in a Hotel, a true gem in vibrant Albufeira and Olhos de Água. With a gross area of 67 m², this property offers a cozy space, perfect for relaxing after a day at the beach. The living room, equipped with a mo

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$136/night
50% ($63)Brixfox estimate($136/night)200% ($251)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$11,800
Airbnb data$136/night · 47% occupancy
Rental income
$136/night · 47% occ.
$23,478
Running costs (20%)
Utilities, cleaning, maintenance
-$4,696
Income tax (10%)
Indonesian rental income tax
-$6,574
Property tax
Annual property tax
-$409
Net income
5.0% ROI
$11,800

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$233,696
IMT (transfer tax, investment schedule)$6,573
Imposto de Selo (stamp duty)$1,870
Notary & registration$1,359
Legal / due diligence$3,505
Total acquisition costs$13,307
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$25,489
($18,207–$32,772)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$287,165

Gross yield (asking)

10.0%

True gross yield (all-in)

8.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.4M$1.0M$698K$349K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $215K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$262K
+22%
Rental Income
+$58K
Total Position
$319K
+48%
8.2%/yr
Year 10
Capital Value
$318K
+48%
Rental Income
+$124K
Total Position
$443K
+106%
7.5%/yr
Year 20
Capital Value
$471K
+119%
Rental Income
+$292K
Total Position
$763K
+255%
6.5%/yr
Year 30
Capital Value
$697K
+224%
Rental Income
+$516K
Total Position
$1.2M
+465%
5.9%/yr

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Good
$125 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$836/mo
40% occ.
5.8%
$1,126/mo
47% occ.
6.9%
$1,336/mo
current
57% occ.
8.3%
$1,626/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.