Terraced house in Rua das Escolas, Nn, Centro de Guia, Guia
Terraced house in Rua das Escolas, Nn, Centro de Guia, Guia — image 2Terraced house in Rua das Escolas, Nn, Centro de Guia, Guia — image 3Terraced house in Rua das Escolas, Nn, Centro de Guia, Guia — image 4Terraced house in Rua das Escolas, Nn, Centro de Guia, Guia — image 5
Grade B+villamid-range

Terraced house in Rua das Escolas, Nn, Centro de Guia, Guia

Albufeira · Central Algarve ·

€595,000

Asking Price (EUR)

7.7%

True Net Yield (Owner, all-in)

5.3%

True Net Yield (Managed, all-in)

11.9%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €81,828/yr
Average Daily Rate: €460
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 9.0 years
5-yr Capital Value: €781,821
10-yr Capital Value: €951,205
Brixfox Score: 74.5 / 100
Comparable Properties: 5
Data Confidence: 75%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€689,635

+15.9% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation (est. €55/m² × 174 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,570
(€5,220–€13,920)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€689,635

Gross yield (asking price)

13.8%

True gross yield (all-in)

11.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 174 m²
Style: portuguese-traditional
Condition: good
Year Built: 2010
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

shared pool areaprivate balcony with seatingtraditional tiled rooffireplace

Score Breakdown

ROI
24.51
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
5.48
Rental Demand
4.87
Payback Speed
4
STR Suitability
3

Description

Discover this exquisite 3-bedroom, 3-bathroom home in the charming area of Guia, Albufeira, priced at €595,000. Spanning 174.1m², this property offers a perfect blend of comfort and style, featuring modern amenities and a welcoming atmosphere. Enjoy the luxury of air conditioning and access to a common pool, making it

Location

📍 37.1254°N, 8.2996°W

· Albufeira, Algarve, Portugal

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Albufeira / Central Algarve

Terraced house in Rua das Escolas, Nn, Centro de Guia, Guia

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
174 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 9.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$146K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.4%
$5,091/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.6 yr
Rental only

Property details

Year built: 2010
Energy: B
Condition: good

Description

Discover this exquisite 3-bedroom, 3-bathroom home in the charming area of Guia, Albufeira, priced at €595,000. Spanning 174.1m², this property offers a perfect blend of comfort and style, featuring modern amenities and a welcoming atmosphere. Enjoy the luxury of air conditioning and access to a common pool, making it

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$673/night
50% ($310)Brixfox estimate($673/night)200% ($1238)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$61,087
Airbnb data$673/night · 49% occupancy
Rental income
$673/night · 49% occ.
$119,652
Running costs (20%)
Utilities, cleaning, maintenance
-$23,930
Income tax (10%)
Indonesian rental income tax
-$33,503
Property tax
Annual property tax
-$1,132
Net income
9.4% ROI
$61,087

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,402
($5,674–$15,130)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$747,429

Gross yield (asking)

18.5%

True gross yield (all-in)

16.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.3M$4.0M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$298K
Total Position
$1.0M
+72%
11.4%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$644K
Total Position
$1.5M
+156%
9.9%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.5M
Total Position
$2.8M
+373%
8.1%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$2.7M
Total Position
$4.6M
+674%
7.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.4% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$619 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.4% — outperforms most villas in this market
Premium nightly rate of $619 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.8%
$4,204/mo
40% occ.
10.5%
$5,636/mo
49% occ.
12.8%
$6,885/mo
current
59% occ.
15.4%
$8,318/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.