T1 flat in Rua do Município, 31, Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua do Município, 31, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua do Município, 31, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua do Município, 31, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua do Município, 31, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentbudget

T1 flat in Rua do Município, 31, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€160,000

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.5%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €15,718/yr
Average Daily Rate: €95
-32.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 12.4 years
5-yr Capital Value: €210,238
10-yr Capital Value: €255,786
Brixfox Score: 65.2 / 100
Comparable Properties: 93
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€184,418

+15.3% over asking

Asking price€160,000
IMT — Property transfer tax (investment schedule)€2,798
IS — Stamp duty (0.8%)€1,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,400
Total acquisition costs€7,728
Renovation (est. €55/m² × 58 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,190
(€1,740–€4,640)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€184,418

Gross yield (asking price)

9.8%

True gross yield (all-in)

8.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 58 m²
Style: dated
Condition: good
Year Built: 2008
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved balconyintegrated kitchen/living area

Score Breakdown

ROI
20.17
Visual Appeal
8.2
Ownership Security
13
Location
10.2
Land & Space
3.16
Rental Demand
4.52
Payback Speed
3
STR Suitability
3

Description

1-Bedroom Apartment in Paraíso de Albufeira – Comfort, Space and a Prime Location Discover this excellent 1-bedroom apartment located in the prestigious Paraíso de Albufeira aparthotel, in the heart of one of the most sought-after areas of the Algarve. In very good condition, this property stands out for its welcoming

Location

📍 37.0920°N, 8.2379°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua do Município, 31, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
58 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$39K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.8%
$982/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.8 yr
Rental only

Property details

Year built: 2008
Energy: C
Condition: good

Description

1-Bedroom Apartment in Paraíso de Albufeira – Comfort, Space and a Prime Location Discover this excellent 1-bedroom apartment located in the prestigious Paraíso de Albufeira aparthotel, in the heart of one of the most sought-after areas of the Algarve. In very good condition, this property stands out for its welcoming

Income Breakdown

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Nightly Rate (ADR)
$141/night
50% ($65)Brixfox estimate($141/night)200% ($259)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$11,781
Airbnb data$141/night · 45% occupancy
Rental income
$141/night · 45% occ.
$23,241
Running costs (20%)
Utilities, cleaning, maintenance
-$4,648
Income tax (10%)
Indonesian rental income tax
-$6,508
Property tax
Annual property tax
-$304
Net income
6.8% ROI
$11,781

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$173,913
IMT (transfer tax, investment schedule)$3,041
Imposto de Selo (stamp duty)$1,391
Notary & registration$1,359
Legal / due diligence$2,609
Total acquisition costs$8,400
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,467
($1,891–$5,043)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$200,454

Gross yield (asking)

13.4%

True gross yield (all-in)

11.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.2M$892K$595K$297K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $160K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$195K
+22%
Rental Income
+$58K
Total Position
$252K
+58%
9.5%/yr
Year 10
Capital Value
$237K
+48%
Rental Income
+$124K
Total Position
$361K
+126%
8.5%/yr
Year 20
Capital Value
$351K
+119%
Rental Income
+$291K
Total Position
$642K
+301%
7.2%/yr
Year 30
Capital Value
$519K
+224%
Rental Income
+$516K
Total Position
$1.0M
+547%
6.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.8% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Good
$130 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.0%
$874/mo
40% occ.
8.1%
$1,174/mo
45% occ.
9.2%
$1,330/mo
current
55% occ.
11.2%
$1,630/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.