T3 flat in Centro Antigo, Albufeira, Albufeira e Olhos de Água
T3 flat in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 2T3 flat in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 3T3 flat in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 4T3 flat in Centro Antigo, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentluxury

T3 flat in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€905,000

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.5%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €87,487/yr
Average Daily Rate: €544
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 12.9 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 74.4 / 100
Comparable Properties: 48
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.1% over asking

Asking price€905,000
IMT — Property transfer tax (investment schedule)€54,300
IS — Stamp duty (0.8%)€7,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,575
Total acquisition costs€76,365
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€51,300
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

9.7%

True gross yield (all-in)

8.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 174 m²
Style: contemporary
Condition: new-build
Year Built: 2024
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolglass railingspanoramic sea view

Score Breakdown

ROI
19.69
Visual Appeal
15.6
Ownership Security
13
Location
10.2
Land & Space
5.48
Rental Demand
4.41
Payback Speed
3
STR Suitability
3

Description

Modern flat with 3 bedrooms, ready to live in, inserted in a refined condominium, with a fantastic view of the sea and the Marina of Albufeira. The flat is on the 1st floor and consists of: - Entrance hall - 3 bedrooms with built-in wardrobes, 2 of which have direct access to the terrace - 2 Bathrooms with shower base

Location

📍 37.0883°N, 8.2548°W

· Albufeira, Algarve, Portugal

View on REDE REAL →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T3 flat in Centro Antigo, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
174 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$223K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.5%
$5,337/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.4 yr
Rental only

Property details

Year built: 2024
Energy: A
Condition: new-build

Description

Modern flat with 3 bedrooms, ready to live in, inserted in a refined condominium, with a fantastic view of the sea and the Marina of Albufeira. The flat is on the 1st floor and consists of: - Entrance hall - 3 bedrooms with built-in wardrobes, 2 of which have direct access to the terrace - 2 Bathrooms with shower base

Income Breakdown

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Nightly Rate (ADR)
$786/night
50% ($362)Brixfox estimate($786/night)200% ($1446)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$64,043
Airbnb data$786/night · 44% occupancy
Rental income
$786/night · 44% occ.
$126,471
Running costs (20%)
Utilities, cleaning, maintenance
-$25,294
Income tax (10%)
Indonesian rental income tax
-$35,412
Property tax
Annual property tax
-$1,721
Net income
6.5% ROI
$64,043

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$983,696
IMT (transfer tax, investment schedule)$59,022
Imposto de Selo (stamp duty)$7,870
Notary & registration$1,359
Legal / due diligence$14,755
Total acquisition costs$83,005
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,122,462

Gross yield (asking)

12.9%

True gross yield (all-in)

11.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $905K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$313K
Total Position
$1.4M
+56%
9.3%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$675K
Total Position
$2.0M
+123%
8.3%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.6M
Total Position
$3.6M
+294%
7.1%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$2.8M
Total Position
$5.7M
+534%
6.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$723 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $723 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.9%
$4,877/mo
40% occ.
8.0%
$6,551/mo
44% occ.
8.8%
$7,233/mo
current
54% occ.
10.9%
$8,907/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.