Detached house in Paderne
Detached house in Paderne — image 2Detached house in Paderne — image 3Detached house in Paderne — image 4Detached house in Paderne — image 5
Grade B+villabudget

Detached house in Paderne

Albufeira · Central Algarve ·

€290,000

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €24,407/yr
Average Daily Rate: €156
-41.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 14.8 years
5-yr Capital Value: €381,056
10-yr Capital Value: €463,613
Brixfox Score: 65.4 / 100
Comparable Properties: 9
Data Confidence: 62%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€412,417

+42.2% over asking

Asking price€290,000
IMT — Property transfer tax (investment schedule)€11,297
IS — Stamp duty (0.8%)€2,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,350
Total acquisition costs€19,217
Renovation (est. €900/m² × 90 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€81,000
(€63,000–€99,000)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€412,417

Gross yield (asking price)

8.4%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 90 m²
Land: 10520 m²
Style: dated
Condition: needs-renovation
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
18.15
Visual Appeal
3.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.28
Payback Speed
3
STR Suitability
3

Description

Old single storey house, with 90 m² of construction area and inserted in a property with 10,520 m². This is an excellent investment opportunity for those looking to recover and enhance a typical Algarve property in a rural environment, but close to the city and beaches. Distributed on a single floor with a total of 6

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on Novusmed - Mediação Imobiliária, Lda →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
90 m²
Land Plot
10520 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$71K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$1,482/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.7 yr
Rental only

Property details

Energy: F
Condition: needs-renovation

Description

Old single storey house, with 90 m² of construction area and inserted in a property with 10,520 m². This is an excellent investment opportunity for those looking to recover and enhance a typical Algarve property in a rural environment, but close to the city and beaches. Distributed on a single floor with a total of 6

Income Breakdown

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Nightly Rate (ADR)
$226/night
50% ($104)Brixfox estimate($226/night)200% ($415)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$17,784
Airbnb data$226/night · 43% occupancy
Rental income
$226/night · 43% occ.
$35,261
Running costs (20%)
Utilities, cleaning, maintenance
-$7,052
Income tax (10%)
Indonesian rental income tax
-$9,873
Property tax
Annual property tax
-$552
Net income
5.6% ROI
$17,784

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$315,217
IMT (transfer tax, investment schedule)$12,279
Imposto de Selo (stamp duty)$2,522
Notary & registration$1,359
Legal / due diligence$4,728
Total acquisition costs$20,888
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$88,043
($68,478–$107,609)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$446,105

Gross yield (asking)

11.2%

True gross yield (all-in)

7.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.0M$1.5M$988K$494K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $290K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$353K
+22%
Rental Income
+$87K
Total Position
$440K
+52%
8.7%/yr
Year 10
Capital Value
$429K
+48%
Rental Income
+$188K
Total Position
$617K
+113%
7.8%/yr
Year 20
Capital Value
$635K
+119%
Rental Income
+$440K
Total Position
$1.1M
+271%
6.8%/yr
Year 30
Capital Value
$941K
+224%
Rental Income
+$778K
Total Position
$1.7M
+493%
6.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$208 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
10520 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $208 — positioned in the top tier
Generous 10520 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$1,395/mo
40% occ.
7.1%
$1,875/mo
43% occ.
7.7%
$2,011/mo
current
53% occ.
9.5%
$2,491/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.