Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água
Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água — image 2Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água — image 3Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água — image 4Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água — image 5
Grade B+villabudget

Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€425,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

7.9%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,421/yr
Average Daily Rate: €312
-28.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 10.5 years
5-yr Capital Value: €558,444
10-yr Capital Value: €679,432
Brixfox Score: 72.6 / 100
Comparable Properties: 60
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€634,855

+49.4% over asking

Asking price€425,000
IMT — Property transfer tax (investment schedule)€21,830
IS — Stamp duty (0.8%)€3,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,375
Total acquisition costs€32,855
Renovation (est. €900/m² × 172 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€154,800
(€120,400–€189,200)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€634,855

Gross yield (asking price)

11.9%

True gross yield (all-in)

7.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 172 m²
Land: 345 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 2003
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
22.38
Visual Appeal
7.4
Ownership Security
13
Location
10.2
Land & Space
8.19
Rental Demand
4.42
Payback Speed
4
STR Suitability
3

Description

3-bedroom house for renovation, situated on a 345 m² plot, with a footprint of 110 m² and a gross construction area of 176 m², located at Rua do Estádio, nº 6, in Albufeira, built in 2003, ideal for those seeking a renovation project to their liking in a consolidated residential area close to the center and beaches. •

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Semi-detached house in Quinta da Palmeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
172 m²
Land Plot
345 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.0% net return annually.

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The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$105K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.0%
$3,089/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.5 yr
Rental only

Property details

Year built: 2003
Energy: E
Condition: needs-renovation

Description

3-bedroom house for renovation, situated on a 345 m² plot, with a footprint of 110 m² and a gross construction area of 176 m², located at Rua do Estádio, nº 6, in Albufeira, built in 2003, ideal for those seeking a renovation project to their liking in a consolidated residential area close to the center and beaches. •

Income Breakdown

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Nightly Rate (ADR)
$451/night
50% ($208)Brixfox estimate($451/night)200% ($831)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$37,071
Airbnb data$451/night · 44% occupancy
Rental income
$451/night · 44% occ.
$72,846
Running costs (20%)
Utilities, cleaning, maintenance
-$14,569
Income tax (10%)
Indonesian rental income tax
-$20,397
Property tax
Annual property tax
-$808
Net income
8.0% ROI
$37,071

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$461,957
IMT (transfer tax, investment schedule)$23,728
Imposto de Selo (stamp duty)$3,696
Notary & registration$1,359
Legal / due diligence$6,929
Total acquisition costs$35,712
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$168,261
($130,870–$205,652)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$687,886

Gross yield (asking)

15.8%

True gross yield (all-in)

10.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.5M$2.6M$1.7M$863K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $425K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$517K
+22%
Rental Income
+$181K
Total Position
$698K
+64%
10.4%/yr
Year 10
Capital Value
$629K
+48%
Rental Income
+$391K
Total Position
$1.0M
+140%
9.2%/yr
Year 20
Capital Value
$931K
+119%
Rental Income
+$916K
Total Position
$1.8M
+335%
7.6%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.6M
Total Position
$3.0M
+606%
6.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.0% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$415 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Good
345 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.0% — outperforms most villas in this market
Premium nightly rate of $415 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.3%
$2,816/mo
40% occ.
9.8%
$3,777/mo
44% occ.
10.9%
$4,182/mo
current
54% occ.
13.4%
$5,143/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.