Detached house in Clube Albufeira, Albufeira e Olhos de Água
Detached house in Clube Albufeira, Albufeira e Olhos de Água — image 2Detached house in Clube Albufeira, Albufeira e Olhos de Água — image 3Detached house in Clube Albufeira, Albufeira e Olhos de Água — image 4Detached house in Clube Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villamid-range

Detached house in Clube Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€695,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €47,993/yr
Average Daily Rate: €283
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 18.1 years
5-yr Capital Value: €913,220
10-yr Capital Value: €1.1M
Brixfox Score: 73.9 / 100
Comparable Properties: 11
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€791,425

+13.9% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 148 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,140
(€4,440–€11,840)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€791,425

Gross yield (asking price)

6.9%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 148 m²
Land: 880 m²
Style: portuguese-traditional
Condition: good
Year Built: 1997
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor living areas with pergolasprivate swimming poolspacious open-plan living and dining

Score Breakdown

ROI
16.28
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
12
Rental Demand
4.65
Payback Speed
2
STR Suitability
3

Description

Welcome to your new getaway in Albufeira! This single-storey villa, with sober and traditional lines, combines the best of both worlds, a location close to the center, beaches and all amenities, with a serene environment, surrounded by nature. Inserted in a plot of 880 m², this house offers a perfect balance between

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on VIP Algarve Property →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Clube Albufeira, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
148 m²
Land Plot
880 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$171K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.6%
$2,895/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.7 yr
Rental only

Property details

Year built: 1997
Energy: B
Condition: good

Description

Welcome to your new getaway in Albufeira! This single-storey villa, with sober and traditional lines, combines the best of both worlds, a location close to the center, beaches and all amenities, with a serene environment, surrounded by nature. Inserted in a plot of 880 m², this house offers a perfect balance between

Income Breakdown

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Nightly Rate (ADR)
$409/night
50% ($188)Brixfox estimate($409/night)200% ($752)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$34,734
Airbnb data$409/night · 46% occupancy
Rental income
$409/night · 46% occ.
$69,339
Running costs (20%)
Utilities, cleaning, maintenance
-$13,868
Income tax (10%)
Indonesian rental income tax
-$19,415
Property tax
Annual property tax
-$1,322
Net income
4.6% ROI
$34,734

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$755,435
IMT (transfer tax, investment schedule)$45,326
Imposto de Selo (stamp duty)$6,043
Notary & registration$1,359
Legal / due diligence$11,332
Total acquisition costs$64,060
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,848
($4,826–$12,870)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$858,071

Gross yield (asking)

9.2%

True gross yield (all-in)

8.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.3M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$170K
Total Position
$1.0M
+46%
7.9%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$366K
Total Position
$1.4M
+101%
7.2%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$859K
Total Position
$2.4M
+243%
6.4%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$1.5M
Total Position
$3.8M
+443%
5.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$376 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
880 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $376 — positioned in the top tier
Generous 880 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$2,501/mo
40% occ.
5.4%
$3,371/mo
46% occ.
6.3%
$3,935/mo
current
56% occ.
7.6%
$4,805/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.