Terraced house in Vale de Parra, Guia
Terraced house in Vale de Parra, Guia — image 2Terraced house in Vale de Parra, Guia — image 3Terraced house in Vale de Parra, Guia — image 4Terraced house in Vale de Parra, Guia — image 5
Grade B+villaluxury

Terraced house in Vale de Parra, Guia

Albufeira · Central Algarve ·

€675,000

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

9.0%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €70,485/yr
Average Daily Rate: €554
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 12.0 years
5-yr Capital Value: €886,940
10-yr Capital Value: €1.1M
Brixfox Score: 72.7 / 100
Comparable Properties: 14
Data Confidence: 73%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€785,575

+16.4% over asking

Asking price€675,000
IMT — Property transfer tax (investment schedule)€40,500
IS — Stamp duty (0.8%)€5,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,125
Total acquisition costs€57,275
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€785,575

Gross yield (asking price)

10.4%

True gross yield (all-in)

9.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 257 m²
Style: modern
Condition: excellent
Year Built: 2023
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large glass balconiesopen-plan living spacemodern staircase with glass railingrooftop terraces

Score Breakdown

ROI
20.64
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
3.49
Payback Speed
4
STR Suitability
3

Description

This modern townhouse is located in a private condominium with communal swimming pool, near restaurants, supermarkets and the splendid beaches of Galé. The house has two floors plus a spacious closed garage of around 70m2 in the basement, accessible from inside the property. The ground floor comprises a modern, fully-e

Location

📍 37.0982°N, 8.3086°W

· Albufeira, Algarve, Portugal

View on Engel & Völkers Albufeira →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Terraced house in Vale de Parra, Guia

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
257 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$166K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.0%
$4,307/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.2 yr
Rental only

Property details

Year built: 2023
Energy: C
Condition: excellent

Description

This modern townhouse is located in a private condominium with communal swimming pool, near restaurants, supermarkets and the splendid beaches of Galé. The house has two floors plus a spacious closed garage of around 70m2 in the basement, accessible from inside the property. The ground floor comprises a modern, fully-e

Income Breakdown

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Nightly Rate (ADR)
$800/night
50% ($368)Brixfox estimate($800/night)200% ($1472)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$51,681
Airbnb data$800/night · 35% occupancy
Rental income
$800/night · 35% occ.
$101,855
Running costs (20%)
Utilities, cleaning, maintenance
-$20,371
Income tax (10%)
Indonesian rental income tax
-$28,520
Property tax
Annual property tax
-$1,284
Net income
7.0% ROI
$51,681

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$733,696
IMT (transfer tax, investment schedule)$44,022
Imposto de Selo (stamp duty)$5,870
Notary & registration$1,359
Legal / due diligence$11,005
Total acquisition costs$62,255
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$851,712

Gross yield (asking)

13.9%

True gross yield (all-in)

12.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.1M$3.8M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $675K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$821K
+22%
Rental Income
+$252K
Total Position
$1.1M
+59%
9.7%/yr
Year 10
Capital Value
$999K
+48%
Rental Income
+$545K
Total Position
$1.5M
+129%
8.6%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.3M
Total Position
$2.8M
+308%
7.3%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$2.3M
Total Position
$4.5M
+559%
6.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.0% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$736 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $736 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 35% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.2%
$5,004/mo
40% occ.
11.0%
$6,708/mo
35% occ.
9.5%
$5,835/mo
current
45% occ.
12.3%
$7,539/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.