T1 flat in Marina de Lagos, Lagos Cidade, Lagos
T1 flat in Marina de Lagos, Lagos Cidade, Lagos — image 2T1 flat in Marina de Lagos, Lagos Cidade, Lagos — image 3T1 flat in Marina de Lagos, Lagos Cidade, Lagos — image 4T1 flat in Marina de Lagos, Lagos Cidade, Lagos — image 5
Grade Bapartmentluxury

T1 flat in Marina de Lagos, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€510,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

5.0%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,030/yr
Average Daily Rate: €141
Payback Period: 21.9 years
5-yr Capital Value: €670,132
10-yr Capital Value: €815,319
Brixfox Score: 61.6 / 100
Comparable Properties: 92
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€585,210

+14.7% over asking

Asking price€510,000
IMT — Property transfer tax (investment schedule)€28,630
IS — Stamp duty (0.8%)€4,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,650
Total acquisition costs€41,610
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€33,600
All-in investment (incl. renovation & furnishing)€585,210

Gross yield (asking price)

5.7%

True gross yield (all-in)

5.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 84 m²
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

sleek white facadeglass balconiesintegrated outdoor living spacesmodern lobby designslatted wood wall accents

Score Breakdown

ROI
14.81
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.68
Rental Demand
5.66
Payback Speed
1
STR Suitability
3

Description

With a privileged location in Lagos, the Jardins de Lagos development offers a further 20 apartments in a building with a modern design, offering stunning views of the sea and the city. This elegant apartment offers a modern and functional environment, with a large living room and kitchen integrated into an open space

Location

📍 37.1131°N, 8.6729°W

· Lagos, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T1 flat in Marina de Lagos, Lagos Cidade, Lagos

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
84 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$141K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$1,742/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.5 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

With a privileged location in Lagos, the Jardins de Lagos development offers a further 20 apartments in a building with a modern design, offering stunning views of the sea and the city. This elegant apartment offers a modern and functional environment, with a large living room and kitchen integrated into an open space

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$204/night
50% ($94)Brixfox estimate($204/night)200% ($375)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Yearly income
$20,904
Airbnb data$204/night · 57% occupancy
Rental income
$204/night · 57% occ.
$42,066
Running costs (20%)
Utilities, cleaning, maintenance
-$8,413
Income tax (10%)
Indonesian rental income tax
-$11,779
Property tax
Annual property tax
-$970
Net income
3.8% ROI
$20,904

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$554,348
IMT (transfer tax, investment schedule)$31,120
Imposto de Selo (stamp duty)$4,435
Notary & registration$1,359
Legal / due diligence$8,315
Total acquisition costs$45,228
RenovationMove-in ready
Furnishing & STR launch
1bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$36,522
All-in investment$636,098

Gross yield (asking)

7.6%

True gross yield (all-in)

6.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.0M$2.2M$1.5M$739K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $510K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$620K
+22%
Rental Income
+$102K
Total Position
$723K
+42%
7.2%/yr
Year 10
Capital Value
$755K
+48%
Rental Income
+$220K
Total Position
$975K
+91%
6.7%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$517K
Total Position
$1.6M
+220%
6.0%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$915K
Total Position
$2.6M
+404%
5.5%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Good
$187 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
3.3%
$1,506/mo
47% occ.
4.2%
$1,939/mo
57% occ.
5.1%
$2,373/mo
current
67% occ.
6.1%
$2,807/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.