T4 flat in Rua dos Pardais, Nn, Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água
T4 flat in Rua dos Pardais, Nn, Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 2T4 flat in Rua dos Pardais, Nn, Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 3T4 flat in Rua dos Pardais, Nn, Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 4T4 flat in Rua dos Pardais, Nn, Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 5
Grade Aapartmentmid-range

T4 flat in Rua dos Pardais, Nn, Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€420,000

Asking Price (EUR)

12.4%

True Net Yield (Owner, all-in)

8.6%

True Net Yield (Managed, all-in)

19.0%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €94,776/yr
Average Daily Rate: €591
+2.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 5.5 years
5-yr Capital Value: €551,874
10-yr Capital Value: €671,439
Brixfox Score: 75.1 / 100
Comparable Properties: 15
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€497,705

+18.5% over asking

Asking price€420,000
IMT — Property transfer tax (investment schedule)€21,430
IS — Stamp duty (0.8%)€3,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,300
Total acquisition costs€32,340
Renovation (est. €55/m² × 133 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,315
(€3,990–€10,640)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€38,050
All-in investment (incl. renovation & furnishing)€497,705

Gross yield (asking price)

22.6%

True gross yield (all-in)

19.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 133 m²
Style: portuguese-traditional
Condition: good
Year Built: 1982
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal gardencommunal pool

Score Breakdown

ROI
25
Visual Appeal
9.8
Ownership Security
13
Location
10.2
Land & Space
4.66
Rental Demand
4.39
Payback Speed
5
STR Suitability
3

Description

We present this excellent four-bedroom apartment with 133.23 m² of gross private area, located in one of the most central and sought-after areas of Albufeira – Quinta da Bela Vista. With spacious and well-distributed interiors, this property offers ideal comfort for large families or for those who value space and func

Location

📍 37.0935°N, 8.2416°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T4 flat in Rua dos Pardais, Nn, Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
133 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 15.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+20.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$103K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
15.4%
$5,865/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.5 yr
Rental only

Property details

Year built: 1982
Energy: D
Condition: good

Description

We present this excellent four-bedroom apartment with 133.23 m² of gross private area, located in one of the most central and sought-after areas of Albufeira – Quinta da Bela Vista. With spacious and well-distributed interiors, this property offers ideal comfort for large families or for those who value space and func

Income Breakdown

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Nightly Rate (ADR)
$854/night
50% ($393)Brixfox estimate($854/night)200% ($1571)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$70,378
Airbnb data$854/night · 44% occupancy
Rental income
$854/night · 44% occ.
$136,879
Running costs (20%)
Utilities, cleaning, maintenance
-$27,376
Income tax (10%)
Indonesian rental income tax
-$38,326
Property tax
Annual property tax
-$799
Net income
15.4% ROI
$70,378

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$456,522
IMT (transfer tax, investment schedule)$23,293
Imposto de Selo (stamp duty)$3,652
Notary & registration$1,359
Legal / due diligence$6,848
Total acquisition costs$35,152
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,951
($4,337–$11,565)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$540,984

Gross yield (asking)

30.0%

True gross yield (all-in)

25.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.1M$3.8M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $420K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$511K
+22%
Rental Income
+$344K
Total Position
$855K
+104%
15.3%/yr
Year 10
Capital Value
$622K
+48%
Rental Income
+$742K
Total Position
$1.4M
+225%
12.5%/yr
Year 20
Capital Value
$920K
+119%
Rental Income
+$1.7M
Total Position
$2.7M
+533%
9.7%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$3.1M
Total Position
$4.4M
+958%
8.2%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
15.4% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$786 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 15.4% — outperforms most villas in this market
Premium nightly rate of $786 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
14.2%
$5,387/mo
40% occ.
18.9%
$7,205/mo
44% occ.
20.8%
$7,918/mo
current
54% occ.
25.6%
$9,736/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.