Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água
Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 2Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 3Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 4Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villaluxury

Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.6M

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.4%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €82,014/yr
Average Daily Rate: €654
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 43.1 years
5-yr Capital Value: €1.9M
10-yr Capital Value: €2.2M
Brixfox Score: 68.7 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.9M

+13.7% over asking

Asking price€1.6M
IMT — Property transfer tax (investment schedule)€123,000
IS — Stamp duty (0.8%)€13,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€24,600
Total acquisition costs€161,970
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.9M

Gross yield (asking price)

5.0%

True gross yield (all-in)

4.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 290 m²
Land: 727 m²
Style: modern
Condition: new-build
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poolmultiple balconies with glass railingslarge floor-to-ceiling windowsflat roof designintegrated outdoor living spaces

Score Breakdown

ROI
9.12
Visual Appeal
16.6
Ownership Security
13
Location
10.2
Land & Space
11.34
Rental Demand
3.44
Payback Speed
1
STR Suitability
4

Description

Kitchen furnished with white lacquered finish cabinets with 'LED' lighting and COMPACT QUARTZ countertop. Kitchen equipped with BOSCH appliances: Bathrooms equipped with vanity unit and suspended sanitary ware from 'ROCA'. Shower with screens and built-in 'ROCA' faucets. 'ROCA' mixer taps. White lacquered built-in war

Location

📍 37.1068°N, 8.2053°W

· Albufeira, Algarve, Portugal

View on Aníbal Real Estate →Also on Idealista.pt
Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água
Idealista.pt
Source verified

Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve · Freehold · Ref BF-6959
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
290 m²
Land
727 m²
True net yield
2.3%
≈ $6,744/mo net after costs & tax
Brixfox Score 69 · B+

Property details

Energy: A+
Condition: new-build

Description

Kitchen furnished with white lacquered finish cabinets with 'LED' lighting and COMPACT QUARTZ countertop. Kitchen equipped with BOSCH appliances: Bathrooms equipped with vanity unit and suspended sanitary ware from 'ROCA'. Shower with screens and built-in 'ROCA' faucets. 'ROCA' mixer taps. White lacquered built-in war

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$940/night
50% ($432)Brixfox estimate($940/night)200% ($1730)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$56,800
Airbnb data$940/night · 34% occupancy
Rental income
$940/night · 34% occ.
$109,232
Running costs (20%)
Utilities, cleaning, maintenance
-$21,846
Income tax (10%)
Indonesian rental income tax
-$30,585
Property tax
Annual property tax
-$0
Net income
3.2% ROI
$56,800

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

2.3%

on all-in cost of $1,973,283

Scenario
Pre-tax
After-tax
Owner-managed
4.1%
3.6%
Fully-managed
2.8%
2.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.5%

Annual Revenue

$109,232

Income Tax / yr

$9,558

Payback

43 yrs

True All-In Cost
Asking price$1,782,609
IMT — transfer tax (non-resident 7.5%)$133,696
Stamp duty (0.8%)$14,261
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,973,283

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$9.0M$6.7M$4.5M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.6M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.0M
+22%
Rental Income
+$277K
Total Position
$2.3M
+39%
6.7%/yr
Year 10
Capital Value
$2.4M
+48%
Rental Income
+$599K
Total Position
$3.0M
+85%
6.3%/yr
Year 20
Capital Value
$3.6M
+119%
Rental Income
+$1.4M
Total Position
$5.0M
+205%
5.7%/yr
Year 30
Capital Value
$5.3M
+224%
Rental Income
+$2.5M
Total Position
$7.8M
+376%
5.3%/yr

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$865 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
727 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $865 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 727 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$6,005/mo
40% occ.
5.4%
$8,006/mo
34% occ.
4.6%
$6,882/mo
current
44% occ.
6.0%
$8,883/mo

Inquire — direct to the agent

Your message goes straight to the listing agent. No middleman, no markup.

Your inquiry will be sent directly to the listing agent.

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,782,609
2.3%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.