Detached house in Centro de Guia, Guia
Detached house in Centro de Guia, Guia — image 2Detached house in Centro de Guia, Guia — image 3Detached house in Centro de Guia, Guia — image 4Detached house in Centro de Guia, Guia — image 5
Grade B+villamid-range

Detached house in Centro de Guia, Guia

Albufeira · Central Algarve ·

€575,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €44,936/yr
Average Daily Rate: €269
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 15.5 years
5-yr Capital Value: €755,541
10-yr Capital Value: €919,232
Brixfox Score: 74.5 / 100
Comparable Properties: 12
Data Confidence: 74%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€663,435

+15.4% over asking

Asking price€575,000
IMT — Property transfer tax (investment schedule)€33,830
IS — Stamp duty (0.8%)€4,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,625
Total acquisition costs€48,305
Renovation (est. €55/m² × 196 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,780
(€5,880–€15,680)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€663,435

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 196 m²
Land: 860 m²
Style: portuguese-traditional
Condition: good
Year Built: 1985
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terracotta roof tilessolar panelsprivate swimming poolbougainvillea

Score Breakdown

ROI
17.7
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.57
Payback Speed
3
STR Suitability
3

Description

Located in a quiet residential area and very close to Albufeira beautiful beaches as well as the city center and all daily services. Comprising of: entrance hall, 2 bedrooms, 3 bathrooms, 2 additional rooms currently being used as extra bedrooms, equipped kitchen, pantry and a generously sized living/dining room with

Location

📍 37.1240°N, 8.2686°W

· Albufeira, Algarve, Portugal

View on Santomero - Sociedade de Mediação Imobiliária →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Centro de Guia, Guia

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
196 m²
Land Plot
860 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$142K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.4%
$2,811/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.5 yr
Rental only

Property details

Year built: 1985
Energy: C
Condition: good

Description

Located in a quiet residential area and very close to Albufeira beautiful beaches as well as the city center and all daily services. Comprising of: entrance hall, 2 bedrooms, 3 bathrooms, 2 additional rooms currently being used as extra bedrooms, equipped kitchen, pantry and a generously sized living/dining room with

Income Breakdown

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Nightly Rate (ADR)
$401/night
50% ($185)Brixfox estimate($401/night)200% ($738)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$33,731
Airbnb data$401/night · 46% occupancy
Rental income
$401/night · 46% occ.
$66,971
Running costs (20%)
Utilities, cleaning, maintenance
-$13,394
Income tax (10%)
Indonesian rental income tax
-$18,752
Property tax
Annual property tax
-$1,094
Net income
5.4% ROI
$33,731

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$625,000
IMT (transfer tax, investment schedule)$36,772
Imposto de Selo (stamp duty)$5,000
Notary & registration$1,359
Legal / due diligence$9,375
Total acquisition costs$52,505
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,717
($6,391–$17,043)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$718,951

Gross yield (asking)

10.7%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.8M$2.9M$1.9M$961K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $575K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$700K
+22%
Rental Income
+$165K
Total Position
$864K
+50%
8.5%/yr
Year 10
Capital Value
$851K
+48%
Rental Income
+$356K
Total Position
$1.2M
+110%
7.7%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$834K
Total Position
$2.1M
+264%
6.7%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.5M
Total Position
$3.3M
+481%
6.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$369 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
860 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $369 — positioned in the top tier
Generous 860 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$2,472/mo
40% occ.
6.4%
$3,327/mo
46% occ.
7.3%
$3,815/mo
current
56% occ.
9.0%
$4,670/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.