T1 flat in Rua Vasco Santana, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua Vasco Santana, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua Vasco Santana, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua Vasco Santana, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua Vasco Santana, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade C+apartmentbudget

T1 flat in Rua Vasco Santana, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€235,000

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

3.9%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €11,053/yr
Average Daily Rate: 71
-48.0% vs area baselineImage quality 4/10 (-9%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 26.2 years
5-yr Capital Value: €308,787
10-yr Capital Value: €375,686
Brixfox Score: 52.7 / 100
Comparable Properties: 88
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€284,302

+21.0% over asking

Asking price€235,000
IMT — Property transfer tax (investment schedule)€7,447
IS — Stamp duty (0.8%)€1,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,525
Total acquisition costs€14,102
Renovation (est. €350/m² × 62)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.
€21,700
(€15,500€27,900)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€13,500
All-in investment (incl. renovation & furnishing)€284,302

Gross yield (asking price)

4.7%

True gross yield (all-in)

3.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 62
Style: dated
Condition: fair
Year Built: 1987
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

wooden-slat-ceiling

Score Breakdown

ROI
13.65
Visual Appeal
5.4
Ownership Security
13
Location
10.2
Land & Space
3.24
Rental Demand
4.24
Payback Speed
0
STR Suitability
3

Description

I present this cozy 1-bedroom apartment with 62 m², located on the 6th floor of the Eirachoro Building, lot 176, in a practical and central area of Albufeira. The property stands out for its excellent sun exposure, with the bedroom facing east to start the day with natural light and the balcony facing west, ideal for e

Location

📍 37.0988°N, 8.2263°W

· Albufeira, Algarve, Portugal

Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua Vasco Santana, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
62 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score53
GradeC+
Brixfox Intelligence
53C+Moderate
Score Breakdown
ROI & Yield58%
Capital Growth56%
Risk Profile55%
Market Demand53%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$58K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.1%
$665/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
32.0 yr
Rental only

Property details

Year built: 1987
Energy: C
Condition: fair

Description

I present this cozy 1-bedroom apartment with 62 m², located on the 6th floor of the Eirachoro Building, lot 176, in a practical and central area of Albufeira. The property stands out for its excellent sun exposure, with the bedroom facing east to start the day with natural light and the balcony facing west, ideal for e

Income Breakdown

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Nightly Rate (ADR)
$105/night
50% ($48)Brixfox estimate($105/night)200% ($193)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$7,980
Airbnb data$105/night · 42% occupancy
Rental income
$105/night · 42% occ.
$16,207
Running costs (20%)
Utilities, cleaning, maintenance
-$3,241
Income tax (10%)
Indonesian rental income tax
-$4,538
Property tax
Annual property tax
-$447
Net income
3.1% ROI
$7,980

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$255,435
IMT (transfer tax, investment schedule)$8,095
Imposto de Selo (stamp duty)$2,043
Notary & registration$1,359
Legal / due diligence$3,832
Total acquisition costs$15,328
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.
$23,587
($16,848$30,326)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.
$14,674
All-in investment$309,024

Gross yield (asking)

6.3%

True gross yield (all-in)

5.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.3M$959K$639K$320K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $235K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$286K
+22%
Rental Income
+$39K
Total Position
$325K
+38%
6.7%/yr
Year 10
Capital Value
$348K
+48%
Rental Income
+$84K
Total Position
$432K
+84%
6.3%/yr
Year 20
Capital Value
$515K
+119%
Rental Income
+$197K
Total Position
$712K
+203%
5.7%/yr
Year 30
Capital Value
$762K
+224%
Rental Income
+$349K
Total Position
$1.1M
+373%
5.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.1% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Average
$96 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.0%
$632/mo
40% occ.
4.0%
$855/mo
42% occ.
4.3%
$908/mo
current
52% occ.
5.3%
$1,131/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.