T2 flat in Praia Dona Ana, Lagos Cidade, Lagos
T2 flat in Praia Dona Ana, Lagos Cidade, Lagos — image 2T2 flat in Praia Dona Ana, Lagos Cidade, Lagos — image 3T2 flat in Praia Dona Ana, Lagos Cidade, Lagos — image 4T2 flat in Praia Dona Ana, Lagos Cidade, Lagos — image 5
Grade Bapartmentmid-range

T2 flat in Praia Dona Ana, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€825,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.3%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,703/yr
Average Daily Rate: €213
Payback Period: 21.2 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 64.8 / 100
Comparable Properties: 94
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€922,075

+11.8% over asking

Asking price€825,000
IMT — Property transfer tax (investment schedule)€49,500
IS — Stamp duty (0.8%)€6,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,375
Total acquisition costs€69,725
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€922,075

Gross yield (asking price)

5.9%

True gross yield (all-in)

5.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 223 m²
Style: contemporary
Condition: new-build
Year Built: 2026
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved balconiessea views

Score Breakdown

ROI
15.05
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
6
Rental Demand
6.26
Payback Speed
1
STR Suitability
3

Description

Apartment in Jardins da Trindade, Lagos, Algarve, Portugal. This elegant 2-bedroom apartment with 77.05 m² of floor space and 222.61 m² of total area stands out for its brightness, large terraces, modern architecture, and quality finishesall just a few minutes from the historic center of Lagos and the iconic Praia D.

Location

📍 37.0956°N, 8.6742°W

· Lagos, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T2 flat in Praia Dona Ana, Lagos Cidade, Lagos

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
223 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$228K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$2,920/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.6 yr
Rental only

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

Apartment in Jardins da Trindade, Lagos, Algarve, Portugal. This elegant 2-bedroom apartment with 77.05 m² of floor space and 222.61 m² of total area stands out for its brightness, large terraces, modern architecture, and quality finishesall just a few minutes from the historic center of Lagos and the iconic Praia D.

Income Breakdown

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Nightly Rate (ADR)
$308/night
50% ($142)Brixfox estimate($308/night)200% ($567)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$35,036
Airbnb data$308/night · 63% occupancy
Rental income
$308/night · 63% occ.
$70,395
Running costs (20%)
Utilities, cleaning, maintenance
-$14,079
Income tax (10%)
Indonesian rental income tax
-$19,710
Property tax
Annual property tax
-$1,569
Net income
3.9% ROI
$35,036

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$896,739
IMT (transfer tax, investment schedule)$53,804
Imposto de Selo (stamp duty)$7,174
Notary & registration$1,359
Legal / due diligence$13,451
Total acquisition costs$75,788
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$1,002,255

Gross yield (asking)

7.9%

True gross yield (all-in)

7.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $825K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.0M
+22%
Rental Income
+$171K
Total Position
$1.2M
+42%
7.3%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$370K
Total Position
$1.6M
+93%
6.8%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$866K
Total Position
$2.7M
+224%
6.1%/yr
Year 30
Capital Value
$2.7M
+224%
Rental Income
+$1.5M
Total Position
$4.2M
+410%
5.6%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$283 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $283 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
3.6%
$2,664/mo
53% occ.
4.4%
$3,320/mo
63% occ.
5.3%
$3,976/mo
current
73% occ.
6.2%
$4,631/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.