T2 flat in Praia Dona Ana, Lagos Cidade, Lagos
T2 flat in Praia Dona Ana, Lagos Cidade, Lagos — image 2T2 flat in Praia Dona Ana, Lagos Cidade, Lagos — image 3T2 flat in Praia Dona Ana, Lagos Cidade, Lagos — image 4T2 flat in Praia Dona Ana, Lagos Cidade, Lagos — image 5
Grade Bapartmentmid-range

T2 flat in Praia Dona Ana, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€925,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,581/yr
Average Daily Rate: €213
Payback Period: 23.7 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 64 / 100
Comparable Properties: 94
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+11.4% over asking

Asking price€925,000
IMT — Property transfer tax (investment schedule)€55,500
IS — Stamp duty (0.8%)€7,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,875
Total acquisition costs€78,025
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 301 m²
Style: contemporary
Condition: new-build
Year Built: 2026
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved balconiessea viewsproximity to beach

Score Breakdown

ROI
14.27
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
6
Rental Demand
6.26
Payback Speed
1
STR Suitability
3

Description

Apartment in Jardins da Trindade, Lagos, Algarve, Portugal. This elegant 2-bedroom apartment with 99.30 m² of floor space and 301.28 m² of total area stands out for its brightness, large terraces, modern architecture, and quality finishesall just minutes from the historic center of Lagos and the iconic Praia D. Ana a

Location

📍 37.0956°N, 8.6742°W

· Lagos, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T2 flat in Praia Dona Ana, Lagos Cidade, Lagos

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
301 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$256K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$2,904/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.9 yr
Rental only

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

Apartment in Jardins da Trindade, Lagos, Algarve, Portugal. This elegant 2-bedroom apartment with 99.30 m² of floor space and 301.28 m² of total area stands out for its brightness, large terraces, modern architecture, and quality finishesall just minutes from the historic center of Lagos and the iconic Praia D. Ana a

Income Breakdown

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Nightly Rate (ADR)
$308/night
50% ($142)Brixfox estimate($308/night)200% ($567)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$34,846
Airbnb data$308/night · 63% occupancy
Rental income
$308/night · 63% occ.
$70,395
Running costs (20%)
Utilities, cleaning, maintenance
-$14,079
Income tax (10%)
Indonesian rental income tax
-$19,710
Property tax
Annual property tax
-$1,760
Net income
3.5% ROI
$34,846

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,005,435
IMT (transfer tax, investment schedule)$60,326
Imposto de Selo (stamp duty)$8,043
Notary & registration$1,359
Legal / due diligence$15,082
Total acquisition costs$84,810
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$1,119,973

Gross yield (asking)

7.0%

True gross yield (all-in)

6.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.2M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $925K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$170K
Total Position
$1.3M
+40%
7.0%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$368K
Total Position
$1.7M
+88%
6.5%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$861K
Total Position
$2.9M
+212%
5.9%/yr
Year 30
Capital Value
$3.0M
+224%
Rental Income
+$1.5M
Total Position
$4.5M
+389%
5.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$283 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $283 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
3.2%
$2,648/mo
53% occ.
3.9%
$3,304/mo
63% occ.
4.7%
$3,960/mo
current
73% occ.
5.5%
$4,616/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.