Detached house in Em1176, Paderne
Detached house in Em1176, Paderne — image 2Detached house in Em1176, Paderne — image 3Detached house in Em1176, Paderne — image 4Detached house in Em1176, Paderne — image 5
Grade B+villamid-range

Detached house in Em1176, Paderne

Albufeira · Central Algarve ·

€730,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.3%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €53,862/yr
Average Daily Rate: €293
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 16.9 years
5-yr Capital Value: €959,209
10-yr Capital Value: €1.2M
Brixfox Score: 70.4 / 100
Comparable Properties: 8
Data Confidence: 58%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+40.0% over asking

Asking price€730,000
IMT — Property transfer tax (investment schedule)€43,800
IS — Stamp duty (0.8%)€5,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,950
Total acquisition costs€61,840
Renovation (est. €55/m² × 3560 m²)
Light touch-ups — paint, fixtures, deep clean.		€195,800
(€106,800–€284,800)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

7.4%

True gross yield (all-in)

5.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 3560 m²
Land: 3560 m²
Style: portuguese-traditional
Condition: good
Year Built: 2010
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private gardenexpansive outdoor living areasrural setting with mountain viewstraditional Portuguese architecture

Score Breakdown

ROI
16.87
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
9.33
Rental Demand
5.03
Payback Speed
2
STR Suitability
3

Description

Discover the allure of rustic elegance in this enchanting 3-bedroom villa for sale in Paderne. Embracing the timeless charm of traditional architecture, this residence exudes warmth and character, enhanced by the comforting glow of a classic fireplace.Step into the inviting living area, where a rustic fireplace takes c

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on OliveHomes.com →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Em1176, Paderne

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
3560 m²
Land Plot
3560 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$180K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$3,257/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.3 yr
Rental only

Property details

Year built: 2010
Energy: D
Condition: good

Description

Discover the allure of rustic elegance in this enchanting 3-bedroom villa for sale in Paderne. Embracing the timeless charm of traditional architecture, this residence exudes warmth and character, enhanced by the comforting glow of a classic fireplace.Step into the inviting living area, where a rustic fireplace takes c

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$424/night
50% ($195)Brixfox estimate($424/night)200% ($780)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$39,079
Airbnb data$424/night · 50% occupancy
Rental income
$424/night · 50% occ.
$77,822
Running costs (20%)
Utilities, cleaning, maintenance
-$15,564
Income tax (10%)
Indonesian rental income tax
-$21,790
Property tax
Annual property tax
-$1,389
Net income
4.9% ROI
$39,079

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$793,478
IMT (transfer tax, investment schedule)$47,609
Imposto de Selo (stamp duty)$6,348
Notary & registration$1,359
Legal / due diligence$11,902
Total acquisition costs$67,217
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$212,826
($116,087–$309,565)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,109,065

Gross yield (asking)

9.8%

True gross yield (all-in)

7.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.7M$3.5M$2.3M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $730K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$888K
+22%
Rental Income
+$191K
Total Position
$1.1M
+48%
8.1%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$412K
Total Position
$1.5M
+104%
7.4%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$966K
Total Position
$2.6M
+251%
6.5%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.7M
Total Position
$4.1M
+459%
5.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$390 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
3560 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $390 — positioned in the top tier
Generous 3560 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$2,619/mo
40% occ.
5.3%
$3,521/mo
50% occ.
6.7%
$4,424/mo
current
60% occ.
8.1%
$5,326/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.