T3 flat in Rua do Oceano, 25 a, Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T3 flat in Rua do Oceano, 25 a, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T3 flat in Rua do Oceano, 25 a, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T3 flat in Rua do Oceano, 25 a, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T3 flat in Rua do Oceano, 25 a, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade Aapartmentmid-range

T3 flat in Rua do Oceano, 25 a, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€299,000

Asking Price (EUR)

13.3%

True Net Yield (Owner, all-in)

9.2%

True Net Yield (Managed, all-in)

20.5%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €72,879/yr
Average Daily Rate: 458
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 5.0 years
5-yr Capital Value: €392,882
10-yr Capital Value: €478,000
Brixfox Score: 77.4 / 100
Comparable Properties: 63
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€356,319

+19.2% over asking

Asking price€299,000
IMT — Property transfer tax (investment schedule)€11,927
IS — Stamp duty (0.8%)€2,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,485
Total acquisition costs€20,054
Renovation (est. €55/m² × 83)
Light touch-ups — paint, fixtures, deep clean.
€4,565
(€2,490€6,640)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€32,700
All-in investment (incl. renovation & furnishing)€356,319

Gross yield (asking price)

24.4%

True gross yield (all-in)

20.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 83
Style: portuguese-traditional
Condition: good
Year Built: 1987
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

coastal-viewsproximity-to-beachmultiple-apartment-buildingsswimming-pool

Score Breakdown

ROI
25
Visual Appeal
13.2
Ownership Security
13
Location
10.2
Land & Space
3.66
Rental Demand
4.36
Payback Speed
5
STR Suitability
3

Description

127969; Your haven of comfort and natural light just steps from the beach, in Albufeira! Discover this excellent apartment, located on the prestigious Rua do Oceano, in one of the most sought-after areas of Albufeira, where proximity to the sea and easy access make everyday life more practical and enjoyable. A property

Location

📍 37.0884°N, 8.2439°W

· Albufeira, Algarve, Portugal

Idealista.pt
Albufeira / Central Algarve

T3 flat in Rua do Oceano, 25 a, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
83 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 16.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+21.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$74K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.9%
$4,583/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.9 yr
Rental only

Property details

Year built: 1987
Energy: D
Condition: good

Description

127969; Your haven of comfort and natural light just steps from the beach, in Albufeira! Discover this excellent apartment, located on the prestigious Rua do Oceano, in one of the most sought-after areas of Albufeira, where proximity to the sea and easy access make everyday life more practical and enjoyable. A property

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$671/night
50% ($309)Brixfox estimate($671/night)200% ($1235)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$54,993
Airbnb data$671/night · 44% occupancy
Rental income
$671/night · 44% occ.
$106,849
Running costs (20%)
Utilities, cleaning, maintenance
-$21,370
Income tax (10%)
Indonesian rental income tax
-$29,918
Property tax
Annual property tax
-$569
Net income
16.9% ROI
$54,993

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$325,000
IMT (transfer tax, investment schedule)$12,964
Imposto de Selo (stamp duty)$2,600
Notary & registration$1,359
Legal / due diligence$4,875
Total acquisition costs$21,798
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$4,962
($2,707$7,217)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$35,543
All-in investment$387,303

Gross yield (asking)

32.9%

True gross yield (all-in)

27.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.9M$2.9M$1.9M$971K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $299K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$364K
+22%
Rental Income
+$269K
Total Position
$632K
+112%
16.2%/yr
Year 10
Capital Value
$443K
+48%
Rental Income
+$580K
Total Position
$1.0M
+242%
13.1%/yr
Year 20
Capital Value
$655K
+119%
Rental Income
+$1.4M
Total Position
$2.0M
+574%
10.0%/yr
Year 30
Capital Value
$970K
+224%
Rental Income
+$2.4M
Total Position
$3.4M
+1029%
8.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.9% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$617 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.9% — outperforms most villas in this market
Premium nightly rate of $617 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
15.7%
$4,239/mo
40% occ.
20.9%
$5,668/mo
44% occ.
22.8%
$6,185/mo
current
54% occ.
28.1%
$7,614/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.