Detached house in Rua do Fumeiro, 5, Centro de Guia, Guia
Detached house in Rua do Fumeiro, 5, Centro de Guia, Guia — image 2Detached house in Rua do Fumeiro, 5, Centro de Guia, Guia — image 3Detached house in Rua do Fumeiro, 5, Centro de Guia, Guia — image 4Detached house in Rua do Fumeiro, 5, Centro de Guia, Guia — image 5
Grade Avillamid-range

Detached house in Rua do Fumeiro, 5, Centro de Guia, Guia

Albufeira · Central Algarve ·

€990,000

Asking Price (EUR)

6.8%

True Net Yield (Owner, all-in)

4.7%

True Net Yield (Managed, all-in)

10.5%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €117,036/yr
Average Daily Rate: €721
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 10.6 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 75.7 / 100
Comparable Properties: 8
Data Confidence: 69%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.5% over asking

Asking price€990,000
IMT — Property transfer tax (investment schedule)€59,400
IS — Stamp duty (0.8%)€7,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,850
Total acquisition costs€83,420
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 181 m²
Land: 330 m²
Style: modern
Condition: new-build
Year Built: 2026
Energy Certificate: Exempt
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

flat rooflarge glass windowsminimalist facade

Score Breakdown

ROI
22.34
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
7.71
Rental Demand
4.45
Payback Speed
4
STR Suitability
3

Description

Have you always dreamed of having a home with modern architecture, luxury finishes and construction quality? This house located in Guia, with construction starting in the first half of 2024, is located in a quiet area, just 2 minutes from various amenities and approximately 10 minutes from the most beautiful beaches i

Location

📍 37.1230°N, 8.3070°W

· Albufeira, Algarve, Portugal

View on M Concept Home →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Rua do Fumeiro, 5, Centro de Guia, Guia

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
181 m²
Land Plot
330 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$244K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.0%
$7,171/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.5 yr
Rental only

Property details

Year built: 2026
Energy: Exempt
Condition: new-build

Description

Have you always dreamed of having a home with modern architecture, luxury finishes and construction quality? This house located in Guia, with construction starting in the first half of 2024, is located in a quiet area, just 2 minutes from various amenities and approximately 10 minutes from the most beautiful beaches i

Income Breakdown

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Nightly Rate (ADR)
$1,041/night
50% ($479)Brixfox estimate($1,041/night)200% ($1916)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$86,048
Airbnb data$1,041/night · 45% occupancy
Rental income
$1,041/night · 45% occ.
$169,098
Running costs (20%)
Utilities, cleaning, maintenance
-$33,820
Income tax (10%)
Indonesian rental income tax
-$47,347
Property tax
Annual property tax
-$1,883
Net income
8.0% ROI
$86,048

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,076,087
IMT (transfer tax, investment schedule)$64,565
Imposto de Selo (stamp duty)$8,609
Notary & registration$1,359
Legal / due diligence$16,141
Total acquisition costs$90,674
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,208,120

Gross yield (asking)

15.7%

True gross yield (all-in)

14.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$8.0M$6.0M$4.0M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $990K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$420K
Total Position
$1.6M
+64%
10.4%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$908K
Total Position
$2.4M
+140%
9.1%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$2.1M
Total Position
$4.3M
+334%
7.6%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$3.8M
Total Position
$7.0M
+605%
6.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
8.0% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$958 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
330 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $958 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.2%
$6,493/mo
40% occ.
9.7%
$8,710/mo
45% occ.
10.8%
$9,707/mo
current
55% occ.
13.3%
$11,924/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.