Semi-detached house in Rua Miguel Torga, Bela Vista, Estômbar e Parchal
Grade Avillamid-range

Semi-detached house in Rua Miguel Torga, Bela Vista, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€650,000

Asking Price (EUR)

11.8%

True Net Yield (Owner, all-in)

8.6%

True Net Yield (Managed, all-in)

14.2%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €107,593/yr
Average Daily Rate: €561
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has garden (+10%)
Payback Period: 10.9 years
5-yr Capital Value: €753,528
10-yr Capital Value: €873,546
Brixfox Score: 78.9 / 100
Comparable Properties: 7
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€757,130

+16.5% over asking

Asking price€650,000
IMT — Property transfer tax (investment schedule)€39,000
IS — Stamp duty (0.8%)€5,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,750
Total acquisition costs€55,200
Renovation (est. €55/m² × 216 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,880
(€6,480–€17,280)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€757,130

Gross yield (asking price)

16.6%

True gross yield (all-in)

14.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 216 m²
Style: portuguese-traditional
Condition: good
Private Pool
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

wooden-beamed-ceilinglarge-sliding-glass-doorsoutdoor-dining-area

Score Breakdown

ROI
25
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.25
Payback Speed
5
STR Suitability
4

Description

Some homes make you feel at home from the very first visit… and this is certainly one of them. Located in the peaceful residential area of Bela Vista, in Parchal, this 4-bedroom villa offers the perfect balance between comfort, functionality and quality of life, together with open and inspiring views over the Arade Ri

Location

📍 37.1510°N, 8.4910°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Semi-detached house in Rua Miguel Torga, Bela Vista, Estômbar e Parchal
Idealista.pt
Source verified

Semi-detached house in Rua Miguel Torga, Bela Vista, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-6481
Ownership
Freehold
Bedrooms
4
Built area
216 m²
True net yield
9.2%
≈ $9,956/mo net after costs & tax
Brixfox Score 79 · A

Property details

Condition: good
View: garden

Description

Some homes make you feel at home from the very first visit… and this is certainly one of them. Located in the peaceful residential area of Bela Vista, in Parchal, this 4-bedroom villa offers the perfect balance between comfort, functionality and quality of life, together with open and inspiring views over the Arade Ri

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Customize your projections
Nightly Rate (ADR)
$807/night
50% ($371)Brixfox estimate($807/night)200% ($1485)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$74,461
Airbnb data$807/night · 53% occupancy
Rental income
$807/night · 53% occ.
$143,193
Running costs (20%)
Utilities, cleaning, maintenance
-$28,639
Income tax (10%)
Indonesian rental income tax
-$40,094
Property tax
Annual property tax
-$0
Net income
10.5% ROI
$74,461

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

9.2%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
14.9%
13.3%
Fully-managed
10.8%
9.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

17.8%

Annual Revenue

$143,193

Income Tax / yr

$12,529

Payback

11 yrs

True All-In Cost
Asking price$706,522
IMT — transfer tax (non-resident 7.5%)$52,989
Stamp duty (0.8%)$5,652
Notary + registry$2,174
Legal$8,690
Furnishing + STR launch$27,174
All-in cost$803,201

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.2M$4.6M$3.1M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $650K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$791K
+22%
Rental Income
+$364K
Total Position
$1.2M
+78%
12.2%/yr
Year 10
Capital Value
$962K
+48%
Rental Income
+$785K
Total Position
$1.7M
+169%
10.4%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.8M
Total Position
$3.3M
+402%
8.4%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$3.3M
Total Position
$5.4M
+726%
7.3%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.5% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$742 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.5% — outperforms most villas in this market
Premium nightly rate of $742 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
9.5%
$5,584/mo
43% occ.
12.4%
$7,303/mo
53% occ.
15.3%
$9,021/mo
current
63% occ.
18.2%
$10,739/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$706,522
9.2%
Net yield
View original listing
Source verified · Idealista.pt · listed 3 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.