Semi-detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água
Semi-detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 2Semi-detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 3Semi-detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 4Semi-detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 5
Grade Avillaluxury

Semi-detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€795,000

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

10.2%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €93,638/yr
Average Daily Rate: €485
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 10.3 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 75.4 / 100
Comparable Properties: 6
Data Confidence: 73%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€921,885

+16.0% over asking

Asking price€795,000
IMT — Property transfer tax (investment schedule)€47,700
IS — Stamp duty (0.8%)€6,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,925
Total acquisition costs€67,235
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€59,650
All-in investment (incl. renovation & furnishing)€921,885

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 352 m²
Land: 234 m²
Style: contemporary
Condition: excellent
Year Built: 2019
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

retractable awningstone wall landscapingmodern outdoor dining setfrosted glass privacy fence

Score Breakdown

ROI
22.71
Visual Appeal
12.6
Ownership Security
13
Location
10.2
Land & Space
4.63
Rental Demand
5.29
Payback Speed
4
STR Suitability
3

Description

Olhos de Agua, house with swimming pool, 4 bedrooms, 4 minutes from the beach Situated in a beautiful complex of seven villas in very quiet surroundings, this superb house is recently built and in as-new condition. With contemporary finishes and a perfect interior layout, this villa offers you a bright and functional

Location

📍 37.1061°N, 8.2024°W

· Albufeira, Algarve, Portugal

View on Standing Properties →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Semi-detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
352 m²
Land Plot
234 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$196K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.2%
$5,908/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.2 yr
Rental only

Property details

Year built: 2019
Energy: A
Condition: excellent

Description

Olhos de Agua, house with swimming pool, 4 bedrooms, 4 minutes from the beach Situated in a beautiful complex of seven villas in very quiet surroundings, this superb house is recently built and in as-new condition. With contemporary finishes and a perfect interior layout, this villa offers you a bright and functional

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$721/night
50% ($332)Brixfox estimate($721/night)200% ($1327)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$70,892
Airbnb data$721/night · 53% occupancy
Rental income
$721/night · 53% occ.
$139,238
Running costs (20%)
Utilities, cleaning, maintenance
-$27,848
Income tax (10%)
Indonesian rental income tax
-$38,987
Property tax
Annual property tax
-$1,512
Net income
8.2% ROI
$70,892

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$864,130
IMT (transfer tax, investment schedule)$51,848
Imposto de Selo (stamp duty)$6,913
Notary & registration$1,359
Legal / due diligence$12,962
Total acquisition costs$73,082
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$62,663
All-in investment$999,875

Gross yield (asking)

16.1%

True gross yield (all-in)

13.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$6.5M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $795K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$967K
+22%
Rental Income
+$346K
Total Position
$1.3M
+65%
10.6%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$748K
Total Position
$1.9M
+142%
9.2%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.8M
Total Position
$3.5M
+340%
7.7%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$3.1M
Total Position
$5.7M
+615%
6.8%/yr

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.2% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$663 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
234 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.2% — outperforms most villas in this market
Premium nightly rate of $663 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
6.8%
$4,926/mo
43% occ.
9.0%
$6,461/mo
53% occ.
11.1%
$7,996/mo
current
63% occ.
13.2%
$9,531/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.